Head of Risk Management & Audit

Position: Risk Manager
Reports To: Chief Risk Officer

Employment Status: Full-Time, Exempt
Office Location: The Risk Manager will play a key role in supporting the Bank's enterprise-wide risk management framework across multiple risk dimensions, with particular emphasis on risk governance, operational risk management and cyber risk. Such skills would allow the individual to work across various risk dimensions. This role partners across business lines and control functions to ensure risks are identified, measured, monitored, and reported in alignment with regulatory expectations and the Bank's risk appetite. The position plays a key role in strengthening risk culture, governance discipline, and control effectiveness within a small bank environment.
Support the execution and continuous improvement of the Bank's ERM framework consistent with regulatory guidance.
Collaborate and provide subject matter expertise in risk identification and assessment processes, particularly with respect to assessments of Fintech partners, new products, vendors or strategic initiatives.
Ensure alignment of risk policies and standards across business units and control functions.
Provide independent second-line oversight of cyber and information security risk internally and with our fintech partners, in coordination with the Information Security function.
Promote a strong risk culture through training, communication, and challenge.
Partner with business units to embed risk management practices into day-to-day operations.
Collaborate in the preparation of enterprise-wide risk reports for executive management and the Board Risk Committee, including risk dashboards, emerging risks or thematic analyses.
Promote a culture of risk awareness throughout the organization.
Identify opportunities to improve risk management processes and reporting.
Support projects and initiatives designed to strengthen the Bank's risk posture.
Adapt quickly to regulatory, operational, and technological changes impacting risk management.
Comply with all safety policies, practices and procedures. operate within specific policy guidelines.
5-8+ years relevant experience with banks or other financial institutions.

• Experience in cyber risk oversight or IT risk management, preferably, within a regulated environment.
• Thorough knowledge of the laws and regulations from regulatory agencies, and solid understanding of internal controls
• Bachelor's degree in a relevant discipline required. Graduate degree preferred.
• Professional certifications in risk management, audit, project management or investment management a plus.

Data management skills.
Entrepreneurial spirit and attitude necessary to establish and maintain positive working relationships with all management and personnel.
Superior Microsoft Office skills required, with particular emphasis on outstanding Powerpoint presentation and Excel skills.
Strong organizational and project management skills needed to handle the coordination of multiple priorities.
Independent judgment with strong analytical and risk assessment skills.

This document should not be considered a complete or comprehensive list. Nothing contained within this document is intended or shall be construed to create or constitute a contract of employment between any employee or group of employees and Emigrant Savings Bank and its Subsidiaries. Emigrant Savings Bank and its Subsidiaries retains and reserves any and all rights to change, modify , amend, add to or delete from any section of this document as it deems, in its judgment, to be proper.