Senior Underwriter (FULL-TIME)

Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes.

Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or Loss Control and other relevant information to underwrite policies.

Educates agents on EMC products, underwriting appetite, systems, and services Visits agencies to discuss accounts and provide agents with updates at EMC in order to maximize opportunities.

Collaborates with marketing representatives to ensure agents receive superior customer experiences, responsiveness, and select EMC as their insurer of choice.

Effectively explains risk acceptance and/or rejection decisions to agents.

Coordinates with marketing and regional management in the agency planning and review processes.

Serves as subject matter expert for the region on less common product offerings and classes of business offered across the region.

Assists regional underwriting leadership with the completion of monthly quality control audits of new and renewal accounts, and identifies trends in file reviews.

Serves as a technical resource for underwriting team members and provides underwriting support on complex issues.

Performs peer reviews of work completed by less experienced underwriters and provides training on identified issues and areas for improvement.

Education & Experience: Bachelor's degree, preferably in insurance or business administration or equivalent relevant experience Five years of experience in commercial lines underwriting or related experience Insurance designations, such as AINS, AU, CIC, or CPCU preferred

Excellent knowledge of underwriting and risk analysis Exceptional problem-solving skills and the ability to make sound decisions Strong customer service skills Strong computer skills, including knowledge of Microsoft Office and social media Ability to work on multiple projects while meeting deadlines Excellent written and verbal communication skills, including the ability to speak effectively before groups Strong presentation skills preferred Ability to work effectively with others, as well as independently Demonstrated leadership qualities Occasional travel; More than 105 years of financial strength and stability

Named a five-star insurance carrier by Insurance Business America

Outstanding benefits with life, medical, dental, vision and prescription drug coverage

Competitive paid time off plan and a full day of volunteer time off annually

Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards

Professional development and growth opportunities, including tuition reimbursement

Wellness initiatives to improve team member well-being and reduce health insurance costs

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