Client Service Rep, Banking

Acts as the primary client contact to uncover financial needs and provide holistic banking and investment solutions in compliance with regulatory and compliance policies. Works collaboratively in the market with BMO partners, COIs, and the community to build relationships and deliver the desired customer experience, with a focus on new client acquisition, growing overall AUM (e.g. deposits and investments), and increasing investment penetration within portfolio.

Takes a consultative approach to relationship building and uncovering financial opportunities while developing recommendations by taking a financial planning approached. Provides financial advice, guidance, and solutions through a defined banking and investment solution set (e.g. simplified advisory accounts, annuities, mutual funds, 529s, and life insurance).

Collaborates with Financial Advisor, as appropriate, for clients with more complex financial needs.

Proactively works with assigned customer portfolio to uncover needs, provide solutions, and identify additional sales opportunities.

connects customer with experts based on financial decisions

Achieves results and meets sales targets by acquiring new assets from existing client portfolio and new client acquisition.

Introduces and guides clients to use digital platforms and promotes adoption of digital features.

Identifies short and long-term value creation opportunities for target customer segments.

Actively participates in the community to identify prospects through relationship building efforts and identify centers of influence (e.g. law and accounting firms) and two-way referral relationships.

Coordinates outreach efforts for seminars, campaigns, or client events.

Cultivates strategic relationships with key client stakeholders to become a trusted advisor and influence long‑term financial decisions.

Delivers consistent client service using established playbook and guidelines.

Supports client onboarding, documentation, and service delivery.

Escalates complex or unresolved client situations and complaints.

Develops solid product knowledge and financial expertise for an assigned portfolio of products.

Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

Monitors sales and service performance against plan to identify gaps and implements action plans that close performance gaps and resolve issues.

Provides individual and group training in order to mentor and coach branch personnel to enhance their knowledge and skills around the mass affluent client.

Reviews credit applications to ensure sound credit granting principles; recommends remedies to maintain acceptable asset and credit quality.

Follows security and safeguarding procedures and applies due diligence in accordance with Bank’s policies and ethical standards for the prevention of loss due to fraud, robbery, counterfeiting, money laundering, or defalcation.

Maintains the confidentiality of customer and Bank information in compliance with Bank policies and procedures.

Executes work to deliver timely, accurate, and efficient service.

Executes quality customer review meetings for retention and relationship expansion purposes.

Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.

post‑secondary degree in related field of study preferred, not required.

Proven experience in a financial services organization demonstrating knowledge of banking products, associated services, pricing strategies, and profitability management.

SIE Exam, Series 6, 63, 65, state Life and Health insurance licenses required; Advanced understanding of deposit, loan (including mortgage) and banking products and practices, cash flow analysis, lending process and directives, credit risk policies and standards, supporting processes, applicable legal and regulatory requirements, and Bank policies.

In-depth knowledge of business services, including retirement plans, business banking solutions, insurance, and succession planning.

In-depth understanding of personal trust and investment management.

Financial Needs Discovery

Deposit & Cash Management

Risk & Compliance

S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one - for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in‑depth training and coaching, to manager support and network‑building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to View email address on click.appcast.io recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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