Loan/Credit Processor

Loan Processor

Georgia United Credit Union regularly evaluates market data to establish salary ranges that enable us to offer the best, competitive compensation package for our positions. Individual compensation packages are based on various factors unique to each candidate, including skill set, experience, qualifications, internal alignment and other job-related factors. Starting salary $23.15 per hour depending on experience and qualification. Serves internal and external members and the consumer lending team to ensure loans are closed accurately and timely while always providing the best possible experience. Supports the consumer lending department and branches with the processing, document preparation, and funding of consumer loans. Follows up on outstanding documents with members to get loans closed. Processes consumer loan requests including vehicle, recreational vehicle, personal loans, and credit cards. Completes loan processing duties in accordance with established policies, procedures, and regulations. Examines documents to ensure accuracy and compliance with existing underwriting stipulations and credit union policies and procedures. Makes recommendations to system upgrades, policies, standards, or procedures to improve the processes and improve the member/employee experience. Performs coding and posting functions and prepares all necessary documents for closing/funding of consumer loans. Resolves (or refers) requests and problems promptly and courteously. Maintains and conveys the Credit Union's professional reputation. Completes special projects as assigned. Supports the team, the credit union, and members in getting things done. Attends and participates in meetings as required. Will help train any new team members to the Loan Processor Team. Keeps management informed of area activities and of any significant problems. Promotes and establishes strong, positive and productive working relationships within the organization through commitment to the company's purpose, mission and core values. Statement of Understanding This job description is intended to provide a general overview of the essential duties, responsibilities, requirements, and working conditions associated with the position. It is not intended to be an exhaustive or comprehensive list of all tasks or responsibilities. The organization may assign additional duties or modify existing ones as needed, at its discretion. Job descriptions may be updated periodically to reflect business needs and organizational changes. Reasonable accommodations may be made in accordance with the Americans with Disabilities Act (ADA) and other applicable laws, so long as such accommodations do not pose undue hardship to the organization or create significant health or safety risks. Nothing in this job description should be construed as creating an employment contract, either expressed or implied. Employment remains at-will, meaning that either the team member or the organization may end the employment relationship at any time, for any reason not prohibited by law. Equal Employment Opportunity (EEO) Georgia United is committed to providing equal employment opportunities and fostering a workplace where all individuals have the chance to succeed. We consider all qualified applicants for employment and advancement without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, protected veteran status, or any other characteristic protected by law. We value the unique perspectives and contributions that each team member brings to our organization, believing that a diverse and inclusive workforce strengthens our credit union. E-Verify Georgia United participates in the U.S. Department of Homeland Security's E-Verify program. E-Verify is an online system used to confirm the eligibility of employees to work in the United States. This process involves electronically verifying the information provided by new hires against records maintained by the Department of Homeland Security and the Social Security Administration.

No travel required.

Skills Required:

Time Management Intermediate Communication Intermediate Interpersonal Skills Intermediate

Experience Required:

3-4 years: 3-5 years of related service experience. Experience documenting and processing loan products and knowledge of loan processing requirements/standards preferred. MeridianLink and Symitar experience a plus. Computer proficiency with MS Office, including Word, Excel and PowerPoint, Internet, and Email.

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