Remote Mortgage Loan Processor

MORTGAGE LOAN PROCESSOR I WHAT IS THE OPPORTUNITY? Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares and sends out all pertinent regulatory compliance disclosures for single family 1-4 properties. Works in a team environment gathering outstanding conditions and upon receipt performs analysis and prepares files for closing documents. Provides support to the Residential Loan Consultant, underwriting and documentation/ closing departments. Assists supervisor and underwriting area in pipeline planningMust be in good standing under \"The Secure and Fair Enforcement for Mortgage Licensing Act of 2008\" (Safe Act) and must be registered/licensed with the \"Nationwide Mortgage Licensing System and Registry\"; Reviews all new loan application requests to ensure that all required forms and/or documentation have been provided by the borrower. Prepares and sends out all pertinent regulatory compliance disclosure material based on data provided by the Residential Loan Consultant. Sends out all pertinent disclosures within required timeframes from the receipt of the application.

Places files in proper stacking order, and inputs information on the system.

Opens/orders the verifications needed to make a credit decision. Orders or follows up with escrow, title, credit vendor, HOA Association, insurance agent and appraisal department.

Inputs data for the processing of conventional mortgage loans for single family 1

Prepares and mails requests for verification of deposit, employment, and mortgage (when applicable) to the appropriate parties.

Provides support to the Residential Loan Consultant, underwriting, document/ closing departments. Answers calls from borrowers, escrow, title, agents, etc. Assists supervisor and underwriting area in weekly pipeline planning.

Maintains a proactive commitment to established Bank programs, such as, Community Reinvestment Act (CRA) and Equal Employment Opportunity.

Required Qualifications Minimum 1 year of loan processing experience in a mortgage banking company or related financial institution required.

Must be in good standing under \"The Secure and Fair Enforcement for Mortgage Licensing Act of 2008\" (Safe Act) and must be registered/licensed with the \"Nationwide Mortgage Licensing System and Registry\"; Additional Qualifications Ability to communicate effectively with all levels of CNB personnel, customers, and outside agencies.

Proficient computer skills with experience using Word, and some type mortgage software program (Interlinq E3 preferred).

22.27 - $33.43 per hour. This job is eligible for bonus and/or commissions.

Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date

Career Development through Tuition Reimbursement and other internal upskilling and training resources

Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs

Colleague Resource Groups to support networking and community engagement

ABOUT US Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

An employer who violates this law shall be subject to criminal penalties and civil liability.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

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