Realtors/Mortgage Professionals

Har-co Credit Union is seeking a motivated Mortgage Loan Officer to originate residential mortgage loans and build lasting relationships with referral partners across our lending footprint in Maryland, Delaware, and Pennsylvania.
Enjoy the stability of a credit union that is a trusted local community lender.
This position offers the opportunity to grow loan production through credit union member leads, referral partnerships, and community engagement.
You will work closely with borrowers and referral partners to structure mortgage solutions while managing loans through the full origination process from application through closing.
COMPENSATION $55,000 base salary + commission
Uncapped commission based on loan production
High-performing loan officers can earn six‐figure income
Commission paid on closed loan volume monthly
Access to credit union member leads
SALES SUPPORT & RESOURCES CRM system for pipeline management
Dedicated loan processing support
Competitive mortgage products including Conventional, FHA, and VA loans
Funding sources include UWM, PennyMac and Portfolio lending
RESPONSIBILITIES Originate residential mortgage loans including first and second mortgages
Develop and maintain relationships with Realtors, builders, and referral partners
Generate new loan opportunities through networking and community involvement
Advise members on mortgage products and financing options
Independently structure mortgage loans based on borrower needs
Verify and compile complete and accurate loan applications
Analyze borrower credit, income, and financial documentation
Ensure required disclosures are provided in compliance with regulations
Monitor loan pipeline, deadlines, and closing timelines
Communicate effectively with borrowers, processors, and underwriters
WHO THIS ROLE IS IDEAL FOR Mortgage professionals who enjoy building referral relationships
Loan officers seeking the stability of a credit union platform
Individuals comfortable generating opportunities through relationships and networking
Professionals focused on long‑term customer relationships
QUALIFICATIONS Minimum 3 years of mortgage loan origination experience
Ability to obtain licensing in MD, DE, and PA
Knowledge of conventional and government mortgage programs
Experience using DU/LP underwriting systems
Strong relationship‑building and communication skills
Highly organized with strong time‑management abilities
Strong analytical and problem‑solving skills
BENEFITS Medical, Dental, and Vision Insurance
Life Insurance
Voluntary short-term disability
401k Plan with Safe Harbor matching
Paid Time Off (PTO)
Har‐co Credit Union is committed to delivering exceptional financial services to our members while supporting the communities we serve. We value integrity, service, and strong relationships with our members and partners.
Har-co believes in equal employment opportunity for all individuals without regard to race, color, religion, sex, age, national origin, marital status, physical or mental disability, status as a Vietnam Era veteran, or for any other reason or category protected by Federal, State, or local law. This policy extends to all terms, conditions and privileges of employment and participation in all activities sponsored by Har-co.
No phone calls please.
Har-co Credit Union is a federally insured credit union located in Bel Air, Maryland, with two additional branches in Abingdon and Aberdeen. Har-co is committed to providing a positive work environment for its employees and hiring the best to serve our members. Har-co always welcomes new applications and resumes to keep on file. Har-co Credit Union is an Equal Opportunity Employer

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