Realtors/Mortgage Professionals

Mortgage Loan Officer
It's an exciting time to be at Hanscom Federal Credit Union!
As a member of our Mortgage Sales Department, you will join a dynamic team of purpose-driven individuals committed to delivering exceptional service to our members.
Who We Are – Hanscom Federal Credit Union

A full-time, permanent position that will reward you through a competitive commission program.

• Medical, Dental, Vision, FSA, 401(k), Student Loan Paydown, and paid Sick and Vacation time benefits.
• A flexible hybrid work schedule environment.
• Licensed Relationship Managers and Branch Managers who provide high-quality referrals.
• Certified financial wellness coaching staff to support your member strategies.
• The entire retail banking team and branch network, giving you a strong foundation for member acquisition and relationship building.

We look to develop your skills aligned to our business needs and help you progress in your career.
Who You Are – Mortgage Loan Officer
Develop, maintain and solicit residential first mortgage and HELOC loan business through effective relationships with real estate agents, community organizations (such as local Chamber of Commerce and Board of Realtors) and other referral sources (such as financial planners, attorneys, builders) to promote awareness of HFCU's products and services. Represent the credit union in a professional manner and provide quality service to current and potential members.
Guide new and existing members, including first-time homebuyers, through the application process. Conduct person to person interviews with members who request an appointment for a mortgage loan or HELOC, and complete the application for the member during the interview. Counsel applicants on credit, affordability and conducts pre-qualification analysis. On a timely basis, respond to member e-mail and telephone inquiries requesting information on products, services, and problem resolution.
Develop and present real estate financing related seminars and workshops at branch and other locations. Follow up with interested parties for pre-qualification, general mortgage counselling and score enhancement when appropriate.
Actively manage individual loan pipeline and provide consistent and timely follow up to members to ensure minimum turnaround time and enhance the members' experience. Complete all necessary loan data in relevant POS & LOS systems as required, meet all compliance deadlines and requirements and work with Residential Loan Operations staff to achieve a timely and efficient approval and closing process.
Keep informed of trends and developments in the real estate loan market and make recommendations to improve products, services, policies and procedures.
Must have 5 – 8 years of verifiable, successful expertise in Real Estate Loan origination (or applicable sales related experience) with a working knowledge of all state and federal (Fannie Mae and VA guidelines) mortgage regulations.
A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.
Must become registered as a Hanscom Federal Credit Union Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS).
Strong written and oral communication skills with the ability to effectively communicate information over the telephone and in person.
Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be capable of exercising highest level of discretion on both internal and external confidential matters.
verifiable, successful expertise in Real Estate Loan origination (or applicable sales related experience) with a working knowledge of all state and federal (Fannie Mae and VA guidelines) mortgage regulations.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.