Loan/Credit Processor

Title: Loan OfficerLocation: Columbus, OHDuration: Direct HireJob Summary:Our client, located in Columbus, is seeking motivated and detail-oriented Loan Officers to evaluate, authorize, and recommend approval of loan applications for individuals and businesses. The Loan Officer will play a critical role in helping clients secure financing by assessing creditworthiness, explaining loan terms, and guiding borrowers through the application process.Key Responsibilities:Evaluate loan applications and supporting documentation to determine creditworthiness and eligibility.Interview loan applicants to gather personal and financial information.Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.Present loan options and explain terms and conditions to clients.Recommend loan approval or denial based on underwriting guidelines and risk assessment.Maintain up-to-date knowledge of loan products, regulations, and compliance standards.Build and maintain strong relationships with clients, realtors, and referral sources.Ensure all loan documents are complete, accurate, and compliant with lending policies.Meet or exceed sales and performance goals related to loan production.Follow up with clients throughout the loan process to ensure satisfaction and timely closing.Qualifications:Bachelor’s degree in Finance, Business Administration, Economics, or related field (preferred).Proven experience as a Loan Officer, Mortgage Consultant, or similar role.Strong understanding of lending procedures, financial analysis, and credit risk assessment.Excellent communication, interpersonal, and customer service skills.Proficiency in loan origination software (e.g., Encompass, Calyx, or similar platforms).Knowledge of local, state, and federal lending regulations.Ability to work independently and as part of a team.Licensed by the NMLS (for mortgage loan officers) or willingness to obtain licensing if required.

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