Insurance Underwriter M
Biz2Credit
At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.
That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.
But we're more than just another FinTech company. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. As an Underwriter at Biz2Credit, Miami Location, you will play a vital role in evaluating loan applications and assisting with the underwriting process.
In this role, you will be responsible for performing comprehensive financial analysis on small businesses, including trend and ratio analysis. Your expertise will be crucial in interpreting financial information to assess credit quality and cash flow, enabling us to make informed lending decisions.
Review loan applications and supporting documentation to determine eligibility and creditworthiness of borrowers.
Analyze financial statements, credit reports, tax returns, and other relevant data to assess risk and make informed lending decisions.
Collaborate with the Underwriting team to identify potential red flags and mitigate risk.
Bachelor's degree preferred but not mandatory in finance, accounting, or a related field
Previous experience in underwriting, credit analysis, or a similar role is preferred.
Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
Familiarity with financial statements, tax returns, and credit reports.
Knowledge of underwriting principles, lending regulations, and risk assessment methodologies.
Proficient in using MS Office suite and other relevant software applications.
Opportunity to work in a fast-growing and innovative fintech company.
Generous medical, dental, and vision insurance.
401K match, stock options, commuter benefits, and employee incentive plan.
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