Commercial Banker

Commercial BankerThe Commercial Banker's primary responsibility is to obtain, promote, and manage a portfolio of existing and new loan customers including cross-selling new loans, products and services while ensuring compliance with the Bank's lending policies and procedures. A Commercial Banker's main focus is on loan amounts $1 million and up.Responsibilities:Analyze loan markets to develop new prospects and build a strong portfolio of commercial customers.Maintain positive, professional relationships with customers and continue communication for growth of portfolio.Production focused to build a book of business.Analyze applicant's financial status, credit, and property evaluation to determine feasibility of loan request.Compiles loan documentation and facilitates loan structure with applicant and ensures the commitment letters are prepared and delivered.Has full understanding of commercial real estate appraisals and is able to review and evaluate appropriately.Actively participates in the Community by attending events and being active in organizations to promote the Bank's business products and services and build relationships.Ensures loan closing and funding activities occur timely.Identify complex situations, review related information to evaluate and develop an acceptable solution.Stays informed and current on lending practices and communicates as necessary on updates needed to the Bank's policies to remain working within the bank's policy guidelines.Maintains knowledge of compliance requirements for banking. Handles all customer interactions and file records in compliance with federal and state regulations.Maintains product knowledge for establishing full banking relationships with commercial customers.Other duties and projects as assigned.Qualifications:Bachelor's degree required, preferably in business, finance or another related field.Minimum of four (4) years of related experience in Commercial Banking is required.Formal credit analysis training and working experience in applying is required.Proficiency in Microsoft Office Products is required.Ability to organize and analyze complex financial data is required.Knowledge and understanding of all federal and state regulations regarding lending and related departments and ability to stay current is required.Excellent analytical and mathematical skills and ability to make a credit decision is required.Excellent verbal and written communication skills is required.Demonstrated high level of professionalism and maturity is required.Ability to work off normal work schedule to meet customer needs as well as attend community functions and events for business development is required.Minimal travel within assigned market is required.Key Competencies:Relationship BuildingSales DrivenSelf-MotivatedHigh Business AcumenEssential Functions:Sitting or standing for extended periods of time.Sufficient dexterity of hands and fingers to efficiently operate a computer keyboard, mouse and other computer components.Ability to converse and exchange information with all levels of staff within organization.Ability to observe, perceive, identify, and translate data.Ability to travel via air, rail, automobile and/or bus.Company ProfileAt United, our strength is our people, and we are committed to nurturing a culture that is reflective of the communities we serve; promotes respect and a shared purpose; and aligns with our core values. Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability, status as a protected veteran, or any other characteristic protected by law.Nearest Major Market: Morgantown Job Segment: Real Estate, Credit Analyst, Bank, Banking, Banker, Sales, Finance