Excess & Surplus - Underwriter

DescriptionMake a difference with a career in insuranceAt The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we’re looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person.If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.Build your future with usOur Cincinnati Specialty Underwriters Insurance Company has an immediate opening for an experienced excess and surplus lines underwriter in Maryland. The candidate is required to reside within this territory or in proximity to our Fairfield, OH Headquarters. The projected start date for this role is December 2026.The pay range for this position is $75,000 - $140,000 annually. The pay determination is based on the applicant’s education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.Be ready to:working in partnership with producers and an assigned underwriting assistant to solicit, underwrite and price new and renewal surplus lines commercial property and casualty businessdetermine individual risk acceptability, pricing, coverage, terms and conditionsdevelop, analyze and evaluate information and exposures for complex risksachieve production and loss ratio goals within assigned regional territorywork independently with a high level of authority and judgmentdetermine need for and secure appropriate reinsurance on individual accountsmentor and train underwriters and underwriting assistantsdevelop successful business relationships with producers and reinsurersresearch new products and coverage formstravel within assigned territory which may include some overnight staysQualificationsBe equipped with:property and casualty underwriting experience proficient use of Microsoft Word, Excel and Outlookstrong interpersonal skillsorganizational and time management skillsstrong decision-making, analytical, and negotiating abilitiesdesire to build relationships and listen effectively ability to develop positive working relationships with team members and agents by working to find possible solutions that are beneficial to allskilled use of verbal communication to explain, negotiate and present information and an understanding of when to use verbal or writtena valid driver’s license. Final candidates will also be subject to a Motor Vehicle Record background check, because the position may include a company vehicleBring education or experience from:bachelor’s degree or extensive relevant excess and surplus lines underwriting experience5+ years of experience working with commercial lines property and casualty products is requiredprior excess and surplus casualty underwriting experience with a carrier, broker, or MGA is preferredASLI or CPCU designations preferred candidates with a carrier background will be given preference; training is provided in Cincinnati, OH, prior to deployment to regional territoryEnhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you’re new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional – all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities.Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation, gender identity and transgender status; religion; national origin; age; disability; military service; veteran status; pregnancy; AIDS/HIV or genetic information; or any other basis prohibited by law. All job applicants have rights under Federal Employment Laws. Please review this information to learn more about those rights.