Credit Analyst

At Rite-Hite, your work makes an impact. As the global leader in loading dock and door equipment, we design and deliver solutions that keep our customers safe, secure, and productive. Here, you'll find innovation, stability, and the chance to grow your career as part of a team that's always looking ahead.

Rite-Hite is seeking a Credit Analyst to join our team. In this role, you will support our credit assessment and onboarding process while enhancing enterprise credit risk reporting and help ensure timely credit decisions as business demand continues to grow. Partnering cross-functionally with teams like Sales, Procurement, and Distribution, YOU will help streamline processes and strengthen overall risk management. This is a great opportunity for a detail-oriented, analytical professional to make a meaningful impact in a fast-paced, collaborative environment.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

• Review and evaluate financial statements, credit reports, and other relevant information to assess credit risk to determine the likelihood of repayment.
• Review and make decisions on credit terms and limits or submit recommendation based on appropriate approval authority.
• Develop and prepare regular reports and presentations for management that summarize credit performance, trends, and improvement initiatives along with actionable insights.
• Monitor key credit metrics, processes, and performance indicators, such as risk rating and credit utilization, to provide regular insights and recommendations to management.
• Ensure that accurate and up-to-date records are maintained for each customer.
• Collaborate cross-functionally with departments such as Sales, Procurement, and Distribution to streamline processes and enhance efficiency of credit team.
• Stay abreast of industry best practices and emerging trends to continuously enhance the company's practices and strategies.
• Support ad-hoc financial analysis and special projects as assigned by management to drive strategic objectives and initiatives.

EDUCATION and/or EXPERIENCE:

• Bachelor's degree in finance, accounting, or related field.
• 2-3 years of experience in commercial credit environment and/or equipment financing industry.
• Experience in industrial manufacturing or distribution environment is preferred.
• Advanced degree or professional certification (e.g., Credit Risk Certification, CRC) is a plus.

KNOWLEDGE / SKILL REQUIREMENTS:

The ideal candidate will demonstrate:

• Strong analytical and quantitative skills, with proficiency in credit modeling and modern software (ERP/OTC credit tools/Microsoft Office suite).
• Excellent communication and interpersonal skills, with the ability to collaborate effectively outside the finance department and across all levels of the organization.
• Detail-oriented with a high degree of accuracy and a proactive approach to problem-solving.

• High level of integrity and dependability with a strong sense of urgency and results orientation.
  

What We Offer

At Rite-Hite, we take care of our people - because when you're supported, you can do your best work. Our benefits are designed to support your health, your future and your life outside of work:

• Health & Well-being: Comprehensive medical, dental, and vision coverage, plus life and disability insurance. A robust well-being program with an opportunity to receive an extra day off and more.

• Financial Security: A strong retirement savings program with 401(k), company match, and profit sharing.

• Time for You: Paid holidays, vacation time, and personal/sick days each year.

Join us and build a career where you're supported - at work and beyond.

Rite-Hite is proud to be an Equal Opportunity Employer. We consider all qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other protected characteristic under federal, state, or local law.In accordance with VEVRAA, we are committed to providing equal employment opportunities for protected veterans.We are also committed to maintaining a drug-free workplace for the safety of our employees and customers.