Credit Analyst

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Financial Analysts are responsible for conducting research, providing analysis, and preparing reports to support financial decision-making and profitability of the firm or a specific business unit/line. Analysts focus on one or more areas, such as budgeting, forecasting, trend analysis, pricing, capital management, acquisition/divestiture scenario modeling, financing alternatives, or investment alternatives. Analysts may analyze and interpret financial data of the firm and market and prepare reports on current or pending financial developments, financial policies and plans, market conditions and rates, and legal and accounting requirements. Essential Duties and Responsibilities Conducts analysis as it applies to area of responsibility. Analyze and interpret financial data of the firm and market and prepare reports on current or pending financial developments, financial policies and plans, market conditions and rates, and legal and accounting requirements. Understands the whole financial function and the key business areas supported. Focus is on one or more components of results that have greater complexity (e.g., Expenses, Revenue, Volumes) or on complete results for a single line of business. May resolve escalated issues and problems by conferring with staff. Provides financial, analytical, planning, and forecasting expertise to assist in the development and completion of projects. May develop specialized analytical tools for project or ongoing use and may also develop conclusions and courses of action to rectify discrepancies as well as analyses. Ensures all departmental documents and activities are performed in compliance with applicable laws, regulations, policies and procedures as applicable to this position, including completion of required compliance training. Performs other duties and responsibilities as assigned. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Skills Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports, business correspondence, and procedures manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public. Ability to solve practical problems and deals with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. Education and/or Experience BS/BA Degree in Business, Accounting, Finance or a related field is required, and 3+ years' work related experience and / or training preferred In-depth knowledge of financial analysis, financial model-building and interpretive statistics. Ability to successfully plan, develop, lead, and execute projects. Ability to effectively interpret, select appropriate techniques, take independent action, communicate and follow-through. Strong communications skills, both written and verbal. Strong interpersonal and consultative communication skills with well-developed presentation skills. Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives. Practical knowledge of financial analysis techniques and methodologies. Ability to employ complex analytical tools and statistics to perform analysis and forecasting of financial and other business information. Knowledge and understanding of budgeting and forecasting processes. Knowledge of accounting and the associated rules and regulations. Computer Skills MS Office programs, Financial Spreading Software Equal Employment Opportunity Information Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a person's race, color, religion, sex, ancestry, sexual orientation, gender identity, national origin, covered veterans, military status, physical or mental disability or any other legally protected classifications. #J-18808-Ljbffr