Credit Analyst

Consumer Lending Credit AnalystCountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Consumer Lending Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Credit Analyst will collaborate with loan officers to ensure a smooth process for retailers and borrowers at all times.Essential Duties & ResponsibilitiesReviews loan submissions from Loan Officers and Loan ProcessorsCalculates qualification ratios for loansEnsures loans meet program requirementsAnswers questions for Loan Officers, Lending Associates, and Loan ProcessorsAccurately review and calculate income, asset, property, and other documentation to ensure loan applications comply with guidelinesReviews surveys, title policies, and appraisalsProficiently underwrites home only and Land Home loansDevelops and maintains positive working relationship with co-workersReviews credit bureaus ensuring borrower credit meets program guidelinesAdditional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon requestConsistently meets and exceeds individual, team and department objectivesPerform other duties and special projects as assignedPosition Requirements, Capabilities & SkillsStrong analytical skillsExcellent written, verbal and interpersonal communication skillsStrong work ethic with an ability to meet deadlines while multi-taskingStrong attention to detail and accuracyAbility to identify and resolve problems in a timely mannerStrong organization and time management skills with the ability to multi-taskEffective decision-making, customer service and problem-solving skillsAbility to strategize and prioritize efforts to achieve goalsStrong research and critical thinking skillsGood problem-solving and decision-making skillsStrong interpersonal skills and ability to work well with a wide range of peoplePositive & professional demeanorSelf-starter with strong organizational skillsHighly organized, consistent, and solutions focusedEmploy a strong sense of urgency and ownership in all activitiesSelf-motivated with the ability to work independentlyAbility to work effectively in a team environmentMinimum QualificationsBachelor's degree required, in Marketing, Business, Accounting, Finance or Management2+ years of experience in consumer credit analysis or underwriting -OR- Prior experience in manufactured housing lendingWorking knowledge of Microsoft OfficeWe OfferCompetitive Salary plus bonusMedical/Dental/Vision InsurancePaid Holidays401K MatchGenerous PTOFSA/HSA PlansLife /Disability/Accidental Insurance and much more!Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.