Analytics Manager, Credit Cards

Reports To: Head of Business Analytics Responsibilities We’re looking for a highly analytical, hands‑on Analytics Manager to lead analytics for Sunbit’s Credit Card portfolio. This is a high‑impact individual contributor role that sits at the intersection of Credit Risk, Portfolio Management, Fraud, Marketing, and Business Strategy Reporting directly to the Head of Analytics, you’ll serve as the primary analytics partner for our Credit Card business—transforming complex data into actionable insights that influence product strategy, portfolio growth, risk management, and executive decision‑making Success in this role requires far more than technical expertise. We’re looking for someone who naturally takes ownership, proactively identifies opportunities, independently partners across Engineering, Product, Credit Risk, Fraud and Business leadership, and helps drive decisions rather than simply reporting on them This role is ideal for someone with deep Credit Card analytics experience who enjoys operating in a fast‑paced fintech environment where speed, business judgment, and execution matter Be a catalyst to help the card business functions operate strategically using data Drive evaluation of competing priorities across business functions and appropriate disposition solutions that are right‑sized and scalable Drive business growth by identifying new opportunities and hypothesis development using data across Credit Risk, Portfolio management, Fraud and marketing Independently manage cross‑functional relationships across Product, Engineering, Operations, Credit Risk, and executive leadership Influence stakeholders through clear communication and data‑driven recommendations Develop A/B test designs to implement a robust test and learn strategy Perform ad‑hoc analysis ranging from open exploration data analysis to specific root cause analysis Analyze Credit Card engagement and credit performance and identify levers and patterns that can increase card usage and utilization Liaison with Data Engineering and Product to build sustainable and scalable data solutions to address business’ current and future needs Own and manage BI reports becoming a focal point for business’ data and analytics needs Leverage AI tools to accelerate analytical velocity and democratize data through self‑service agents and tools Benefits Mission driven + empowered + collaborative Competitive pay and stock options Health Insurance options including Medical, Dental, Vision, Life, EAP, FSA, & Maternity Leave 401K Plan with Matching Cell Phone Stipend Commuter Supplement for LA Office eligible employees Casual Dress Monthly Lunches in LA HQ Qualifications Have a growth mindset and take proactive ownership Passionate about solving real‑world problems with data Bachelor’s degree in Statistics, Mathematics, Economics, Engineering, Computer Science, Analytics, or another quantitative field (Master’s degree preferred) 4+ years supporting Credit Card portfolios, with deep experience in Credit Risk, Portfolio Management, Fraud Analytics, or Consumer Lending Strong communication skills with the ability to simplify complex analytical findings 4+ years of working with and proficient in SQL and excited about acquiring new technical skills 2+ years of hands‑on experience in using Python or R to solve analytical problems 6+ years of experience in Analytics, Data Science, Decision Science, Credit Risk, or a related quantitative function An 80/20 mindset—delivering meaningful business impact quickly while maintaining analytical quality 4+ years working with major BI platforms like Tableau or Sigma Hands‑on technically and excited to drive things end‑to‑end #J-18808-Ljbffr Sunbit