Commercial Lines Underwriter - Small Commercial (hybrid)

The Company At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected. Utica National Insurance Group is an "A" rated $2.0B award-winning, nationally recognized property & casualty insurance carrier. Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including NYC, Dallas and Charlotte. What you will do We are seeking an experienced and dynamic Commercial Lines Underwriter to join our team. In this role, you will be responsible for evaluating and analyzing risks associated with new or renewal business, as well as managing a profitable portfolio in accordance with company guidelines and authority levels. You will have the opportunity to utilize your underwriting expertise and knowledge to make sound and strategic underwriting decisions. Key responsibilities * Receive, review, and grant approval/issue rejection notices for risks within granted authority. * Thoroughly review and document risks outside of granted authority for referral to Supervising Underwriter. * Order and analyze investigation reports on present or potential insureds, using the reports to support underwriting decisions, as appropriate.

• Receive, review, and approve/reject requests for endorsements to policies.
• Interpret available data and information to price policies within company

guidelines. * Build relationships with current agents/agencies, while cultivating potential opportunities/ submissions through proactive call-outs. * Communicate with agents and other company personnel about insureds, potential insureds policy endorsements, and coverages. * Keep current on agent’s/producer's loss ratio and volume, manual changes (rules, classifications, and rate changes), various restricted lists, and changes in company underwriting procedures. * Prepare written instruction for various processing units regarding endorsements. * Review claim files in order to determine desirability of risk and/or risk classification information.

• Revise expiring policy files in order to determine desirability for renewal.
• Achieve individual performance metrics in areas such as:
• Agent call-outs
• Written premium
• Loss Ratio
• All other metrics, as assigned
• Demonstrate advanced knowledge of forms, coverages, ratings in order to

properly review policies. What you need

• Bachelor's degree preferred.
• 4-7 years' underwriting experience preferred.

Salary Range: Commercial Lines Underwriter $54,700 - $82,000 **The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, their geographic location, education, certification(s), scope and responsibilities in the role, and additional qualifications.** This position is bonus eligible. Benefits: We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:

• Medical and Prescription Drug Benefit
• Dental Benefit
• Vision Benefit
• Life Insurance and Disability Benefits
• 401(k) Profit Sharing and Investment Plan (Includes annual Company financial

contribution and discretionary Profit Sharing contribution based upon annual company financial results)

• Health Savings Account (HSA)
• Flexible Spending Accounts
• Tuition Assistance, Training, and Professional Designations
• Company-Paid Family Leave
• Adoption/Surrogacy Assistance Benefit
• Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical

Illness, Legal, ID Theft Protection, Pet Insurance

• Student Loan Refinancing Services
• Business Travel Accident Insurance
• Matching Gifts program
• Paid Volunteer Day
• Employee Referral Award Program
• Wellness programs
• Personal Insurance Discount

Additional Information: This position is a full time salaried, exempt (non overtime eligible) position. Utica National is an Equal Opportunity Employer. Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.

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