Commercial Loan Portfolio Manager

About the Role:

Responsible for underwriting credit monitoring and managing a $50-$200 million portfolio of Commercial Banking relationships.

• Manage and monitor a large commercial loan portfolio and commercial relationships by analyzing financial data to determine the merits of specific loan requests and make formal recommendations and presentations to Commercial Relationship Manager and Credit Administration.
• Partner with the Commercial Relationship Manager as the point of a contact for the client; acting as a liaison to the Credit Department the Commercial support staff and other internal business partners.
• Ensure the portfolio administration and risk management of each client relationship is in compliance with established credit policy procedure and business strategy as well as commercial and regulatory guidelines.
• Attends meetings with customers; expands existing relationships by assessing customer needs and proactively promotes and cross markets bank products and services and keeps client informed of special promotions.
• Works on complex problems requiring in-depth evaluation of client information.
• Ensure the loan portfolio is properly risk rated. Makes decisions on loans and terms within established lending limits or refers these issues to next appropriate level of authority. Analyzes credit to determine the ability of customers and prospective customers to qualify for ensuing borrowing requirements.
• Conducts due diligence/analysis with new client relationships as appropriate.
• Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts.
• Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.
• Follows all Bank policies and procedures compliance regulations and completes all required annual or job-specific training.
• Maintain a working knowledge of Banks written policies and procedures regarding Bank Secrecy Act Regulation CC Regulation E Bank Security and other regulations as applicable to this job description.
• May be asked to coach mentor or train others and teach coursework as subject matter expert.
• Actively learns demonstrates and fosters the Columbia corporate culture in all actions and words.
• Takes personal initiative and is a positive example for others to emulate.
• Embraces our vision to become Business Bank of Choice
• May perform other duties as assigned.

About You:

Education
Experience

• 4-7 years of relevant commercial lending experience and/or prior experience as a Commercial Credit Underwriter or Commercial Relationship Manager (Required)

Skills

• Strong knowledge of commercial underwriting credit monitoring and portfolio management.
• Strong relationship management and business development abilities analytical and problem solving skills strong sales skills and credit and credit quality skills.
• Advanced understanding of credit policy and procedures and can accurately risk-rate loans/credits evaluates both cash-flow and collateral-based loans/credits.
• Advanced knowledge of commercial bank products and services that result in successfully capitalizing on all opportunities to cross-sell the banks products.
• Excellent verbal written interpersonal and presentation skills.
• Strong analytical and problem solving skills and ability to exercise sound business judgment.
• Ability to work effectively with individuals and groups across the company to manage customer relationships.
• Ability to partner effectively with team (i.e. Commercial Relationship Manager Underwriter) and Credit Administration.
• Advanced knowledge of commercial lending policies procedures practices and documentation.
• Advanced proficiency with personal computers and related software packages such as MS Excel Word and PowerPoint.
• Ability to train and present to small and large audiences

Travel Requirements

• Frequent

The pay range for this role is $113000.00 to $140000.00.

The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including but not limited to job-related knowledge skills and experience education and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.

Primary Location: Ability to work fully onsite at posted location(s).

th Avenue NE 200 Bellevue WA 98004

Our Benefits:

We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.

We offer eligible associates comprehensive healthcare coverage (medical dental and vision plans) a 401(k)-retirement savings plan with employer match for qualifying associate contributions an employee assistance program life insurance disability insurance tuition assistance mental health resources identity theft protection legal support auto and home insurance pet insurance access to an online discount marketplace and paid vacation sick days volunteer days and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.

Our Commitment to Diversity:

Columbia Bank is an equal opportunity and affirmative action employer committed to employing engaging and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race color national origin religion sex age sexual orientation gender identity gender expression protected veteran status disability or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s) please let us know by email: .

To Staffing and Recruiting Agencies:

Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles applications or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Required Experience:

Manager