Collateral Associate (Capital Markets - Residential Mortgage Due Diligence) New New York, NY

Position Collateral Analyst Location New York, NY About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We’re proving that blockchain isn’t just theory – it’s powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain’s transparency and efficiency with AI-driven automation, we’ve reimagined how loans are originated, funded, and traded in secondary markets. Job Summary We are seeking a Collateral Analyst to join our Capital Markets team to support residential whole loan sales and securitizations. The role focuses on third‑party due diligence coordination, collateral sample preparation, and exception resolution. What You’ll Do Prepare loan‑level due diligence samples for third‑party review (TPR) firms Track due diligence reviews, findings, and outstanding items Review TPR outputs and resolve loan‑level exceptions Coordinate across capital markets, credit, operations, and external counterparties Support whole loan sales and securitizations through closing Maintain trackers, exception logs, and investor reporting What We Look For Bachelor’s degree in Finance, Economics, Business, or a related field 2–4 years residential mortgage due diligence experience at a bank, rating agency, originator, TPR firm, or residential credit investor Strong understanding of mortgage loans and collateral documentation Prior experience working with capital markets on loan and securitization execution a plus Experience with loan data tapes and exception tracking Strong Excel skills and attention to detail Ability to manage multiple transactions in a fast‑paced environment Exposure to HELOC, Non‑QM, DSCR, RTL mortgage products Experience with whole loan or securitization diligence workflows Base Compensation Range: $96,000 - $144,000/yr Company equity in the form of RSUs Benefits Comprehensive medical, dental, and vision coverage (100% employer‑paid premiums for employees and their dependents on select plans) Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits Employer‑paid life and disability insurance 11 observed holidays and PTO plan Up to 12 weeks of paid family leave Continuing education reimbursement Other Information Figure will not sponsor work visas for this position. Equal Opportunity Employment As set forth in Figure Lending’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law. #J-18808-Ljbffr Figure Lending LLC