AVP, Portfolio Manager

Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles. The role is for a Credit Analyst who will provide financial, credit, and trend analysis for the bank’s credit products and services to middle‑market and other business clients.

Responsibilities

• Provide independent financial and credit analysis for new and existing credit requests.
• Conduct annual reviews of loans and identify risk rating changes.
• Monitor credit relationships for covenant compliance, collateral monitoring, and credit deterioration.
• Prepare Credit Approval Reports (CAR) and recommend credit decisions to Credit Administration.
• Work with Loan Administration to obtain due diligence information, perform risk rating reviews, and monitor covenant compliance.
• Ensure compliance with all applicable regulations, policies, and procedures.
• Assist with preparation of loan documents and perform basic appraisal, borrowing‑base, and collateral analysis.
• Complete Problem Loan Status Reports (PLSR) and other ad‑hoc projects.

Qualifications

• Bachelor’s degree in accounting, finance, economics or related field, or equivalent work experience.
• 3+ years of credit or lending experience with cash‑flow, collateral analysis and loan structuring.
• Knowledge of state and federal regulations applicable to banking (Regulation Z, B, FHA, HMDA, RESPA, FCRA, BSA, PATRIOT Act, AML, CIP, RFPA, CRA).
• Proficiency with Microsoft Office (Word, Excel, PowerPoint, Outlook).
• Strong analytical, written, and oral communication skills.
• Ability to work independently and manage multiple tasks.

How We’ll Support You

• 401(k) plan with company match and immediate vesting.
• Comprehensive health, dental, vision, and disability coverage including HSAs and FSAs.
• Parental leave and family support programs.
• Paid vacation, holidays, and volunteer time off.
• Career development: tuition reimbursement, mentorship, leadership training, LinkedIn Learning.

Salary Range

Base salary will be determined by education, experience, training, knowledge, skills, and market data.

Equal Opportunity Employer

Banc of California is an equal‑opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration without regard to age, ancestry, color, religion, gender, sexual orientation, disability, veteran status, or any other characteristic protected by law.