Commercial Loan Officer

Commercial Loan Officer

Bellevue - Green Bay, WI 54302

Overview

Salary Range $79,300.00 - $97,900.00 Salary Position Type Full Time Job Shift Day Category Banking

Description

Position Summary:

As an employee of the Bank, supports company culture and mission statement to Have a Positive Impact on Peoples Lives. Develops and maintains business relationships with new and existing commercial borrowers and deposit customers. Services a wide variety of businesses and individuals loans, both secured and unsecured.

Principal Responsibilities and Duties:

• Interviews applicants to develop information concerning their business, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk.
• Makes decisions on loans and terms within own lending limits, or makes recommendations on significant loans to a supervisor.
• Underwrites loans acceptable to loan policy guidelines.
• Reviews closing documents and closes loan with customer.
• Follows current loans to ensure complete conformity with terms and knowledge of developing trends.
• Provides advice and guidance to team members on commercial lending practices and procedures.

• Calls on existing or potential customers to develop new business and to retain or increase existing business.
• Cross-sells and refers a full range of banking services to present and potential customers.
• Meets with customers to discuss needs and recommends ways the bank can serve their needs.
• Supports and assists in the implementation of all bank marketing and sales strategies designed to maximize growth and profitability.
• Maintains positive relationships with bank staff and works with management to help facilitate a total team concept.
• Keep informed on changes within our market, recommending market opportunities for growth and development.

• Reviews delinquent reports and/or files to determine plan of action.
• Executes plan of action-phone, letters with goal being to determine problem and resolve.

Qualifications

Knowledge, Skills and Abilities Required:

Bachelors degree required. Minimum of three years of lending experience required. Advanced training, knowledge and experience in commercial lending, strong time management, sales, business development, computer and analyzing financial statements required. Must be self-motivated, sales oriented and possess excellent communication skills.

Competencies:

Approachability, customer focus, decision making skills, negotiating, and personal accountability.