Commercial Loan Officer

Overview Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for local businesses with revenues $5-150MM. Responsibilities Solicit sale of bank services to businesses. Collect and analyze financial data to determine the creditworthiness of prospects. Provide secured financing solutions to support working capital growth, acquisitions, and debt restructuring for new and existing clients with the goal of generating income and enhancing the Bank's overall profitability. Establish and negotiate terms under which credit will be extended, including costs, repayment method and collateral requirements. Prospect and maintain dialogues with sponsor groups, financial intermediaries, businesses, accountants, attorneys and other centers of influence. Develop and maintain a direct calling database of prospects. Job Requirements 5+ years of commercial lending experience. Bachelor's degree: Finance, Accounting, Economics, Marketing (preferred). Strong understanding of commercial depository services. Excellent credit skills and general familiarity with commercial documentation. Established book of business required. #J-18808-Ljbffr