Closer, Loss Mit
Freedom Mortgage
Essential Job Functions
Prepare mailing labels for overnight packages.
Upon receipt of executed documents, validate all signatures have been completed, dated, and notarized and are submitted to Management for final signatures and notarization.
Ensure Foreclosure close and bill task is opened.
Process payment reversals to ensure modification system changes are processed accurately as needed. Monitor daily funds received report.
Follow up on status of documents sent to recording.
Send partial claims to FHA vendor and track to ensure FHA vendor's receipt of recorded partial claims documents.
Mail accurate and executed loan modification documents to clients, borrowers, and investors as needed.
Submit all required documents to Claims department.
Ensure additional documentation for Short Sale and Deeds in Lieu closing packages, including contributions / promissory notes and investor specific documents is provided.
Complete post-closing audits to confirm all required settlement documents contain appropriate signatures/notarizations.
Verify and upload required documents into imaging system.
Provide closing status updates.
Contact attorneys, authorized agents, title companies, property preservation vendors and homeowners to provide or receive closing status updates on Liquidation workouts.
Processes invoice, answers questions about billing, and coordinates resolution of billing issues with management and/or Accounting department.
Ensure Deed in Lieu documents are recorded properly Resolve rejected documents.
Maintain regular and punctual attendance.
Other Related Duties
Performs other related duties as assigned.
Supervisory Responsibilities
This job has no supervisory responsibilities.
Qualifications
To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.
Education and/or Experience
Bachelor's Degree from a Four (4) year College or University.
One (1) to two (2) years related experience and/or training.
Language Skills
Excellent verbal and written communication skills required. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Mathematical Skills
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
Reasoning Ability
Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
Certificates, Licenses, Registrations
None required.
Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.
Work Environment
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.
Equal Employment Opportunity
Freedom Mortgage is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws.
Americans with Disabilities Act
Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.
Job Responsibilities
The statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. Freedom Mortgage Corporation may change the specific job duties with or without prior notice based on the needs of the organization.
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