Industry Segment Consultant - Retail & Services

Role Description

This position is fully remote and can be based anywhere in the U.S.

• Collaborates with people leader to execute company underwriting framework within assigned industry segment.
• Implements short and long-term strategic product and underwriting strategies in support of enterprise-wide business and profitability goals.
• Creates and communicates best practices and underwriting guidance to the company.
• Serves as a technical expert in Corporate Underwriting on responses to questions on assigned business segment.
• Assists in the development and maintenance of the business plan for assigned industry segment.
• Analyzes premium and loss data and other key reports on a monthly and quarterly basis to ensure long-term profitable growth.
• Proactively communicates and makes necessary recommendations for improvement to meet company goals and improve underwriting results.
• Recommends and develops new product ideas, reviews existing products, and assists with drafting new coverage language.
• Evaluates the cost and benefit of market opportunities and product initiatives and recommends actions based on evaluation.
• Participates in ongoing collaboration with risk improvement, claims, actuary, and other appropriate teams.
• Acts as a strategic partner for regions and offers guidance on complex underwriting matters.
• Evaluates underwriting risks and provides analysis and guidance to regional underwriting teams.
• Assesses coverage, limits, and pricing on accounts and provides regions with authorizations on accounts above branch authority.
• Participates in quality control and audit assessments on new and renewal business.
• Identifies, prepares, and presents underwriting training opportunities and programs.
• Partners with departments within the company to organize and assist in preparation and teaching of underwriting workshops.
• Provides direction, training, and guidance for less experienced team members.
• Acts as a speaker or instructor for internal training exercises or meetings.
• Reviews insurance publications and keeps current on issues by attending seminars and participating in continuing education.
• Participates in the creation and execution of marketing material and strategies.
• Represents Corporate Underwriting and EMC on various committees and events.
• Performs special projects for assigned industry segments.
• Provides evaluation and input regarding effectiveness of departmental programs and projects.

Qualifications

• Bachelor’s degree, preferably in a business or insurance related field, or equivalent relevant experience.
• Eight years of experience with commercial property and casualty underwriting experience.
• Staff underwriting experience within assigned line of business or business segment preferred.
• Insurance designations, such as AU, CIC, or CPCU preferred.
• Candidates that exceed the minimum qualifications may be considered for a higher level position.

Requirements

• Bachelor’s degree, preferably in a business or insurance related field, or equivalent relevant experience.
• Ten years of commercial property and casualty underwriting including at least three years of staff underwriting experience in applicable industry segment.
• Insurance designations, such as AU, CIC, or CPCU preferred.

Knowledge, Skills & Abilities

• Excellent knowledge of countrywide underwriting techniques, terminology, policies, and forms.
• Strong underwriting judgment and decision-making skills.
• Excellent written and verbal communication skills, including the ability to speak effectively before groups.
• Ability to work effectively with others, as well as independently, and possess demonstrated problem-solving abilities.
• Good computer knowledge, Internet, and keyboarding skills.
• Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving.

Salary Range

The hiring salary range for this position will vary based on geographic location, falling within either of the following:

• $100,085 - $138,285
• $110,624 - $152,122

The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

Benefits

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit .

Equal Employment Opportunity

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.