Credit Analyst

Credit AnalystAutoNation is one of the largest automotive retailers in the United States, offering innovative products, exceptional services, and comprehensive solutions, empowering our customers to make the best decisions for their needs. With a network of dealerships nationwide strengthened by a recognized brand, we offer a wide variety of new and used vehicles, customer financing, parts, and provide expert maintenance and repair services. Through DRV PNK, we have raised over $40 million for cancer-related causes, demonstrating our commitment to making a positive difference in the lives of our Associates, Customers, and the communities we serve. So what do you say? Are you ready to be part of something big?As a Credit Analyst, you will underwrite, and review submitted applications from new and used automotive dealers. In addition, you will communicate decisions to appropriate individuals, uphold fair lending practices, and meet targets for productivity, quality and customer satisfaction.This role is an onsite position based at our Irvine, California location.Compensation: The anticipated pay range is $23.03-$48.38 per hour, depending on experience, qualifications, and relevant skills.Job ResponsibilitiesReview, analyze and underwrite complex auto loans within company guidelines.Assist with negotiation of contracts based on lending guidelines.Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and AutoNation Finance Sales Managers if needed.Build and maintain effective relationship with assigned automotive dealership baseBuild and maintain positive working relationships with peers and Sales ManagersEssential Knowledge, Skill and LicensesKnowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience requiredThorough knowledge of credit review process and credit scoringStrong analytical, organizational and time management skillsStrong verbal and written communication skillsDemonstrated ability to develop business relationships with dealer principals, Sales Team as well as PeersStrong negotiation and decision-making skillsExciting Benefits and Perks Await You:Competitive compensation and 401k matchingEnjoy a healthy work-life balance with insurance plans (health, dental, vision) and maternity benefits.Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGearAccess amazing deals and discounts through YouDecide, a website with offers from top providers and retailersJoin our DRVPNK mission to raise and donate millions of dollars to cancer research and treatment, partnering with cancer charities nationwideAutoNation is committed to creating a diverse, equitable, and inclusive environment in our workplace and the services we provide. We welcome candidates from all backgrounds who are passionate about making a positive impact. Even if you do not meet every requirement, we encourage you to apply. Join our team and help us foster a culture of belonging while contributing to our revolutionary work in the automotive industry. We value innovation, teamwork, and a commitment to making a positive impact in the world.