Senior Loan Closer

Senior Loan Closer – Consumer Lending Closing Department As Senior Loan Closer in the Consumer Lending Closing Department, you will monitor loan closing activities to ensure accuracy, compliance, and timely disbursement of funds. You will finalize and prepare loan documents for funding and closing. Key Responsibilities Work closely with Bankers, Loan Processors, Underwriters, Disclosure Team, and Post Closers to ensure timely, accurate loan closing. Ensure pre‑close file documentation is complete, accurate, verified, and closing dates are met. Align processes with the bank’s guidelines, risk appetite, policies, and consumer laws, exercising sound judgment. Craft detailed communication that clearly presents rationale, assessment, and evaluation results. Collaborate with Bankers, Loan Processors, Disclosure Team, Underwriters, Closers, Post Closers, Group Portfolio Managers, and Senior Management to ensure seamless loan/line closing activities. Stay updated on market conditions, industry regulations, investor guidelines, and consumer lending laws. Complete at least five community outreach volunteer hours annually. Review and analyze title settlement statements for accuracy and compliance with regulatory requirements. Examine pre‑disclosure documents for completeness, accuracy, and adherence to lending guidelines. Validate all terms and fees disclosed to borrowers. Assess title commitment documents to confirm clear title and identify any exceptions or requirements needing resolution prior to closing. Oversee the funding process, validating wire instructions, approval of fees, and disbursement accuracy. Qualifications At least 8 years of retail lending experience with a focus on portfolio real estate secured and other consumer lending products, including grant programs. Experience working with high‑net‑worth clients and closing agents across the U.S. footprint. Strong expertise in reviewing, analyzing, and validating title settlement statements, pre‑disclosure documents, and title commitments. Detail‑oriented, organized, and able to manage multiple tasks in a fast‑paced, deadline‑driven environment. Excellent verbal and written communication skills; ability to present information to stakeholders and support training materials. Proficient with systems such as Encompass, MeridianLink Consumer, and MS Office (Excel, Word, PowerPoint, Teams, Outlook); knowledge of FIS/IBS accepted. Strong understanding of federal and state lending regulations and consumer protection laws. Success Measures Timely and accurate decisions supporting business growth while maintaining compliance and risk standards; proactive risk management; leading the closing process; implementing quality control measures; coordinating with stakeholders to resolve last‑minute issues; active participation in community initiatives. Compensation and Benefits Salary range: $70,000–$80,000. Eligible for incentive compensation plan and discretionary bonus. Full range of benefits including medical, dental, vision, health savings account, life insurance, disability, paid time off (including sick leave, parental leave, vacation), holidays, 401(k), and other perks. No visa sponsorship. Work Arrangement and Location Hybrid arrangement: 2–3 days on‑site, remainder remote. Location: IL‑Worth, 6825 W 111th St Fl 1. Legal and EEO Statement CIBC is committed to creating an inclusive environment where all team members and clients feel they belong. Applicants with a wide range of abilities are encouraged. If accommodations are needed, contact View email address on click.appcast.io. #J-18808-Ljbffr Canadian Imperial Bank of Commerce