Claims Examiner

Job Description

Job Description

As a Claims Examiner, you will play a key role in managing casualty claims from investigation through resolution. This position combines analytical thinking, decision-making, and negotiation to ensure fair and timely claim outcomes. You’ll work closely with experienced claims professionals and legal partners while handling a diverse portfolio, including litigated claims. This is a great opportunity to grow your expertise in a fast-paced, team-oriented environment that values learning and career development.

• Manage a variety of casualty claims under the guidance of a Claims Supervisor
• Conduct and coordinate investigations across all phases of the claims process
• Evaluate liability and exposure to develop effective resolution strategies
• Analyze policy coverage, make determinations, and draft clear coverage correspondence
• Communicate claim decisions and updates with policyholders and key stakeholders
• Maintain accurate, detailed, and timely documentation within claim files
• Oversee litigated claims by appointing and managing defense counsel
• Drive claims and litigation toward efficient and fair resolution
• Participate in mediations, settlement discussions, and trials as needed

• Bachelor’s degree in Business, Risk Management, or a related field
• 2+ years of experience handling commercial general liability claims involving bodily injury and property damage
• Strong analytical, problem-solving, and decision-making skills
• Excellent written and verbal communication abilities
• Experience managing litigated claims and working with defense counsel
• Ability to analyze medical records, contracts (including risk transfer provisions), property damage estimates, and litigation documents
• Strong organizational and time management skills with the ability to multitask
• Proficiency in Microsoft Office (Word, Excel, Outlook, PowerPoint)
• A collaborative mindset with strong negotiation skills

Adjuster licenses or industry designations are a plus.

• Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.
• Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $6,800 (family) in HSA contributions per year.
• Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
• Career Growth – Clear promotion paths, mentorship, and ongoing professional development.
• Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.
• Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.

Kinsale values strong financial responsibility. A credit check may be conducted as part of the selection process for roles that require sound judgment and trustworthiness.

If you’re a detail-oriented claims professional who thrives in a collaborative and fast-paced environment, this is your opportunity to grow your career with Kinsale Insurance. Join a company that values innovation, excellence, and continuous learning.

Apply today and take the next step in your career!

Salary Range: $73,000 - $90,000

This posted range is our best estimate; starting salaries may vary. Additionally, the posted range reflects only base salary and does not include annual bonuses, benefits, or reimbursements.