Loan Closer II - Home Equity

Work Location: Mount Laurel, New Jersey, United States of America. Hours: 40. Pay Details: $22.50 - $29.00 USD. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices are designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay offered may vary based upon the candidate’s skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Personal & Commercial Banking Job Description The Loan Closer II provides support to Consumer and Mortgage Loan Processing through document preparation as it pertains to loan closings. The role works with closing agents to ensure necessary information is provided to complete the loan closing package, while performing quality reviews and completing quality control analysis. Responsibilities Works on a more independent basis with minimal supervision. Receives assistance from more experienced closers or manager with difficult questions and situations. Prepares legal, regulatory and custom closing documentation within established company policies and applicable legal and regulatory guidelines. Reviews loan documentation prior to sending documents to closing agents to ensure completeness, accuracy, and compliance with state and federal lending regulations; consults with more experienced staff as necessary to clarify or interpret regulations. Works with closing agents to ensure necessary information is provided to complete loan closing packages while maintaining positive business relationships. Completes quality control analysis of standard and non‑standard loan documentation, ensures data integrity and performs various functions related to the workgroup to avert losses and reduce undue risk. Acts as a mentor and resource to Loan Closer I and may provide training. Answers phones to assist internal and external customers. Qualifications Associate’s Degree and/or Bachelor's degree. 2–4 years of mortgage operations loan documentation experience. 1+ year of consumer operations loan documentation experience. Knowledge of applicable lending practices. Ability to understand and apply processing procedures and processes. Detail oriented with ability to audit and correct procedural errors. Ability to maintain positive business relationships with partners, customers and agents. Ability to handle heavy workload and meet stringent deadlines. Effective interaction with internal customers from various departments. Working knowledge of bank’s loan products. Excellent oral and written communication skills. PC skills. Excellent customer service skills. Availability to work a variable schedule which may include nights and/or weekends. Preferred: loan experience. Physical Requirements Physical Requirements: Never: 0%; Occasional: 1‑33%; Frequent: 34‑66%; Continuous: 67‑100%. Domestic Travel – Occasional. International Travel – Never. Performing sedentary work – Continuous. Performing multiple tasks – Continuous. Operating standard office equipment – Continuous. Responding quickly to sounds – Occasional. Sitting – Continuous. Standing – Occasional. Walking – Occasional. Moving safely in confined spaces – Occasional. Lifting/Carrying (under 25 lbs.) – Occasional. Lifting/Carrying (over 25 lbs.) – Never. Squatting – Occasional. Bending – Occasional. Kneeling – Never. Crawling – Never. Climbing – Never. Reaching overhead – Never. Reaching forward – Occasional. Pushing – Never. Pulling – Never. Twisting – Never. Concentrating for long periods of time – Continuous. Applying common sense to deal with problems involving standardized situations – Continuous. Reading, writing and comprehending instructions – Continuous. Adding, subtracting, multiplying and dividing – Continuous. Benefits Base salary with variable compensation/incentive awards. Health and well‑being benefits. Retirement, savings and retirement plans. Paid time off (Vacation PTO, Flex PTO, Holiday PTO). Banking benefits and discounts. Career development and rewards/recognition programs. EEO & Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io providing your full name, best way to reach you and the accommodation needed to assist you with the applicant process. #J-18808-Ljbffr TD Bank, N.A.