Credit Risk Officer

Job Overview Citibank, N.A. seeks a Credit Risk Officer at its Getzville, New York location. Responsibilities Assess analyst work and creditworthiness as a senior, assigning appropriate credit ratings. Review and underwrite structuring of annual and transaction Credit Approval Memos. Complete due diligence on North American Insurance companies and provide credit extensions within risk appetite. Perform outlook and industry overview of the portfolio for leadership. Maintain credit research and lead portfolio efficiency projects. Supervise and coach Credit Risk Analysts, Senior Analysts, and Associates. Manage transaction deal approval, preparing credit approval memos and making recommendations to senior risk managers. Monitor the insurance portfolio, track industry trends, and elevate potential credit issues to risk teams. Assist with special projects such as stress testing, portfolio reviews, internal audits, and talent development. Support global and analytical initiatives on internal transformation projects. Qualifications Master’s degree (or foreign equivalent) in Business Administration, Economics, Finance, Accounting or related field with 3 years experience as Credit Risk Analyst, Portfolio Senior Manager, Tax Analyst or related; or Bachelor’s degree with 6 years progressive experience. Experience leading alignment meetings, presenting industry analysis, financial statements, organizational structure, and risk mitigation. Proficiency in financial statement analysis, credit research, portfolio management, and risk & return modeling. Knowledge of credit approval memos, loan documentation, collateral ratings, and ISDA/CSA agreements. Experience with stress testing, UAT testing, and evaluating various loan types (margin, term, revolving). Strong quantitative and qualitative analytical skills. Benefits & Compensation Wage Range: $130,728 to $130,728. Eligible employees may receive discretionary and formulaic incentive and retention awards. Health benefits, 401(k), life insurance, disability, wellness programs, and paid time off. Employment Information Full-time, Getzville, New York, United States. Equal Opportunity Statement Citibank is an equal opportunity employer and will consider qualified candidates without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. #J-18808-Ljbffr