Enterprise Lending Officer

Job Description This role is responsible for providing Consumer Lending advice to new-to-bank clients and for external business development. The position may be responsible for the provision of residential mortgage loans and requires SAFE Act registration. Responsibilities Provides exceptional client care by offering advice‑oriented solutions with Consumer Lending and Core Banking products. Engages in community development, outside sales activities, and external networking to responsibly grow client and market share. Understands lending processes and credit guidelines to develop solutions that meet each client’s needs. Manages daily client and loan pipelines with organization, follow‑up, and collaboration with loan‑fulfillment partners. Leverages digital solutions to give clients choice in preferred service pathways. Maintains and adheres to all federal and state regulations and bank operational requirements, delivering compliant client advice conversations and fulfilling financial goals. Required Skills and Experience 3+ years of experience in a loan origination role focused on generating self‑sourced purchase business through a verifiable network of referral sources. Demonstrated ability to manage a pipeline in order to deliver an exceptional client experience. Strong knowledge of loan products: Conventional, Jumbo, and Government. Ability to analyze and document income, assets, and liabilities to qualify clients for specific loan products. Understanding of processing, underwriting, and/or closing procedures. Working knowledge of federal regulations governing real estate lending. Ability to source clients independently without reliance on enterprise referrals. Strong communicator, both written and verbal, self‑motivated, highly organized, and capable of prioritizing multiple tasks. Demonstrated ownership, accountability, and integrity. Desired Skills and Experience Familiarity with FHA and HUD guidelines. Strong computer skills, including MS applications and experience with laptop technology for communication and accessing rate, credit, and loan status information. Solid time‑management skills and the ability to organize, prioritize, and perform multiple tasks simultaneously. Ability to analyze complex financial data and provide financial alternatives. Professional and effective interpersonal skills with adaptability and flexibility. Positive attitude and effective communication styles. Flexibility to work weekends and/or extended hours as needed to serve clients. Minimum Education Requirement High School Diploma / GED / Secondary School or equivalent. Shift & Hours 1st shift (United States of America) – 40 hours per week. Pay and Benefits Pay range: $65,000.00 – $73,000.00 annually, based on experience, education, and skill set. Eligible for a formulaic incentive plan (monthly, quarterly, and/or annual incentives earned based on performance). Benefits: industry‑leading benefits, access to paid time off, and support for employees to contribute to sustainable growth and community impact. Legal & EEO Statements Position must comply with SAFE Act requirements; employees are required to register and submit to a SAFE Act background check. The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position Credit Solutions Advisor II: FDIC, Safe Act/Loan Originators. #J-18808-Ljbffr