Business Banking Credit Underwriter

Business Banking Credit Underwriter The Business Banking Credit Underwriter is responsible for underwriting commercial loans in accordance with the Bank’s lending policy, ensuring a high standard of quality and compliance with all procedures and regulations. The incumbent reviews and analyzes business and personal financial statements to render credit decisions for Small Business & Business Banking loan applicants, balancing credit risk and opportunity. Responsibilities Review personal and business financial statements and reports to calculate financial ratios and complete financial analysis to assess the overall creditworthiness of loan applicants. Assist sales and fulfillment partners from the loan application stage through the loan closing process. Deliver credit decisions within the individual’s assigned credit authority and seek escalated approval authority as necessary. Mentor junior colleagues through credit investigations to support overall team advancement in rendering sound credit decisions. Perform all other duties as assigned, including assistance with audits, compliance, asset recovery management, and other Bank initiatives. Minimum Qualifications Must have a Bachelor’s degree or equivalent work experience with a background in finance or accounting. Minimum 3‑5 years of credit review experience, including demonstrated ability to analyze business and personal financial statements and independently render sound credit decisions. Strong knowledge of Small Business or Business Banking loan underwriting, including tax returns, credit reports, and related documentation. Excellent oral and written communication skills to interact with both internal and external partners. Thorough knowledge of credit and regulatory policies. Excellent analytical skills. Proficiency in Microsoft Excel. WSFS Bank will only consider candidates who are presently authorized to work for any employer in the United States and who will not require work visa sponsorship from WSFS Bank now or in the future. This position may be filled at the Underwriter or Senior Underwriter level based on the candidate’s experience, credit authority, and demonstrated underwriting complexity. Level and compensation will be determined during the hiring process. Salary Range : $64,491.00 - $105,949.50. Individual base pay may vary based on experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs. WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula‑based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary by location and employment status. For more information about Associate benefits, please visit WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. #J-18808-Ljbffr WSFS Bank