Employee Benefits Underwriter

Job Summary The Employee Benefits Underwriter analyzes information to create and assist with delivery of financial deliverables for current and prospective clients with complex benefit programs. Financial deliverables include financial and contractual analysis, claims utilization analysis and modeling, renewal projection, and premium rate analysis and modeling. Essential Duties and Responsibilities Evaluate the financial risk of medical & ancillary benefits for clients and prospective clients. Communicate proficiently with internal and external customers. Utilize group experience and demographic analysis to drive future strategies such as plan changes, stop loss levels, funding changes, and contributions. Use analytical tools to develop alternative strategies, plan modeling, and cost reduction opportunities. Work with Consulting Team Members to create RFPs for carriers and manage the financial aspects of renewals. Evaluate and explain financial analyses to internal teams. Present explanations of financial analyses/strategies to external clients. Interface directly with clients to provide expert underwriting review and explain financial analysis and renewal materials. Perform technical analysis of group insurance contracts and financial arrangements. Understand and explain external market influencers and internal experience trends driving benefit costs to clients. Analyze and prepare reporting packages in accordance with the client service calendar (e.g., post‑renewal, mid‑year, pre‑renewal). Packages may include: Periodic claims utilization, trend and lag analyses. Rate and contribution analysis. Market analysis. Financial funding analysis. Renewal rate and funding projections and modeling. Work with Consulting Team Members and carriers on new business quotes and renewals, including requesting quotes, evaluating options, negotiating rates and benefit features, and preparing renewal or new plan options with executive summaries. Work closely with Consulting Team Members to ensure strategic objectives of clients are clearly articulated and that all client deliverables provide proactive solutions aligned with those objectives. Act as a resource for Consultants and Sales Executives to develop strategic plans and solutions for prospects and clients. Mentor and assist with training junior analysts/account managers. Set priorities for analytical work to meet deadlines. Participate in training programs to enhance benefit industry knowledge. Education and Experience Bachelor’s degree in a related field or equivalent education and experience. 3 to 5 years of directly related experience in the analysis of employee benefit programs and health insurance. Must hold state Health & Life insurance licenses or be willing to obtain one within an agreed‑upon timeframe. Strong benefit product knowledge (Medical, Dental, Life, Disability, voluntary products, etc.). Proficient in Excel, Word, and other MS Office products, and Adobe products; strong functional knowledge of Excel for creating, formatting, and evaluating formulas within templates. Ability to work in a fast‑paced environment with minimal instruction and a high degree of accuracy and attention to detail. Broad understanding of alternative funding mechanisms. Effective interpersonal and written communication skills. Outstanding analytical, problem‑solving, and critical‑thinking skills. Ability to set priorities and manage workflow to ensure efficient, timely, and accurate deliverables. Pay Details The base compensation range for this position is $80,000 – $110,000. This range reflects Acrisure's good faith estimate at the time of this posting. Placement within the range will be based on a variety of factors, including but not limited to skills, experience, qualifications, location, and internal equity. Candidates should be comfortable with an on‑site presence to support collaboration, team leadership, and cross‑functional partnership. Additional Information Final candidates will be required to complete post‑offer verification processes related to the role and in accordance with applicable laws. Equal Employment Opportunity Statement Acrisure is an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, religion, sex, national origin, disability, or protected veteran status. Applicants may request reasonable accommodation by contacting View email address on click.appcast.io. #J-18808-Ljbffr Acrisure