Senior Credit Underwriter

At TreviPay we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options TreviPay brings 40 years of experience serving leaders in manufacturing retail and transportation.

Every day TreviPay employees are challenged and empowered in a supportive collaborative entrepreneurial environment.

The Senior Credit Underwriter is adynamic global credit risk role within a best-in-class risk team helping drive sustainable growth while managing risk to prescribed levels. They areresponsible for analyzing and supporting credit decisions for larger public or privately held businesses across several industries and geographic locations ensuring decisions are rendered timely and within stated risk appetite. They collaborate across multiple risk and business teams to meet client credit needs while proactively ensuring a robust culture of compliance with risk appetite.

Responsibilities:

Evaluate international multi-industry commercial credit applicants for creditworthiness assessing complex financial documents industry/country risks and payment behavior profiles.

Leverage internal and external data to assess risk and creditworthiness.

Provide structure and decision recommendations within stated risk appetite.

Hold a level of credit approval authority and occasionally interact directly with applicants.

Work independently without direct supervision.

Communicate efficiently and effectively with senior management to elevate credit issues.

H elp drive and support innovation and continuous efficiency improvement.

Requirements:

Bachelors or masters degree in Accounting Finance or equivalent; or formal financial analysis training and credit assessment courses

Foundational knowledge of commercial business credit philosophy and policies loan documentation bankruptcy and regulatory environment.

Strong verbal written and interpersonal skills.

Strong analytical and problem-solving skills.

Ability to formulate and articulate objective views based upon professional analysis.

Wor ks effectively in a team environment while assuming individual responsibility.

Preferred Qualifications:

7 years of commercial credit underwriting

Experience with Moodys CreditLens

Experience in fraud detection best practices associated with on-line lending.

Experience with international lending.

Why you will love working at TreviPay

• Competitive salary
• Paid parental leave
• Generous paid time off
• Medical dental vision FSA Life/AD&D long and short term disability
• 401K matching
• Employee referral program

At TreviPay we believe:

• in saying yes to unique and challenging requirements
• empowered team members are creative team members
• our products make the customers day just a little bit better
• work/life balance makes us all more effective

TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.

Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact emailprotected to request an accommodation.

Required Experience:

Senior IC