Sr. Compliance Manager, MSB & Program Management [Remote]

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Sr. Compliance Manager, MSB & Program Management based in the United States.

This is a senior compliance leadership role operating at the intersection of Banking-as-a-Service (BaaS), fintech program management, and emerging MSB regulatory obligations. The role is central to building and scaling robust compliance frameworks that support both sponsor bank oversight programs and a newly established MSB compliance function. It offers the opportunity to shape end-to-end regulatory programs, strengthen governance, and directly influence how fintech partners are onboarded, monitored, and managed in a rapidly evolving environment. You will work cross-functionally with legal, risk, product, and operations teams to translate complex regulatory requirements into scalable, practical controls. The role also plays a critical part in preparing the organization for regulatory examinations and long-term compliance maturity. This is a high-impact position where strategic thinking meets hands-on execution in a fast-paced, highly regulated fintech ecosystem.

Accountabilities:

• Lead second-line compliance oversight of fintech partners within sponsor bank BaaS programs, including monitoring, testing, issue management, escalation, and reporting.
• Support the design and execution of compliance testing frameworks, control assessments, and risk-based monitoring programs across partner portfolios.
• Review fintech policies, disclosures, marketing materials, and customer-facing content to ensure regulatory compliance and alignment with bank standards.
• Contribute to the buildout and ongoing operation of the MSB BSA/AML program, including SAR/CTR governance, transaction monitoring oversight, and KYC/CDD/EDD processes.
• Support MSB regulatory obligations such as FinCEN registration, SAR filing workflows, 314(a)/314(b) processes, and state money transmitter licensing compliance.
• Prepare compliance reporting for sponsor banks and internal leadership, including dashboards, risk trends, issue logs, and escalation summaries.
• Partner with cross-functional teams to identify compliance gaps, document findings, and implement remediation plans with clear accountability and timelines.
• Support regulatory readiness efforts, including exam preparation, audit coordination, and evidence management for FinCEN and other supervisory bodies.

Requirements

• 7+ years of experience in BSA/AML, compliance, risk management, audit, or financial crime functions within banks, fintechs, MSBs, or BaaS program environments.
• Strong hands-on knowledge of MSB compliance requirements, including FinCEN regulations, SAR/CTR obligations, USA PATRIOT Act, and related AML frameworks.
• Experience working within or alongside Banking-as-a-Service programs, sponsor banks, or fintech partner oversight models.
• Deep understanding of transaction monitoring systems, case management workflows, and AML operational processes.
• Familiarity with consumer compliance frameworks such as UDAAP, EFTA/Reg E, TILA/Reg Z, GLBA/Reg P, FCRA, and related regulations.
• Experience with state money transmitter licensing processes and regulatory exam preparation is highly preferred.
• Strong analytical skills with the ability to assess risk, identify gaps, and translate findings into actionable remediation plans.
• Excellent communication skills, with the ability to engage with regulators, internal leadership, and technical stakeholders effectively.

Benefits

• Competitive compensation aligned with senior compliance leadership roles in fintech.
• Fully remote work flexibility within the United States (and Canada where applicable).
• Opportunity to help build and shape a modern MSB compliance program from the ground up.
• Comprehensive medical, dental, and vision insurance coverage.
• Paid time off, holidays, and flexible work arrangements.
• Exposure to high-growth fintech and Banking-as-a-Service innovation environments.
• Strong career development opportunities in a rapidly evolving regulatory and technology landscape.

How Jobgether works:

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

We appreciate your interest and wish you the best!

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

#LI-CL1

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.