Commercial Specialty Auto Underwriter

About Us We’re not like other insurance companies. From our specialty products to our business model, our culture to our results — we’re different. Different is who we are, and how we work, interact, deliver and succeed together. Creating a different and better insurance experience doesn’t just happen. It takes focus and a shared passion for going beyond the expected to forge relationships and deliver care that makes a difference. This approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Apply today to make a difference with us. RLI is a Glassdoor Best Places to Work company with a strong, successful background. For decades, our financial track record has been stellar — a testament to our culture and validation of our reputation as an excellent underwriting company. Position Purpose Under occasional supervision, underwrite new and renewal Commercial Specialty Auto accounts within the Transportation business. Evaluate and price risks while balancing profitability, growth, and customer service objectives. Develop strong relationships with agents and brokers, identify quality transportation risks, and apply sound underwriting judgment to build a profitable book of business. Review more complex submissions, loss experience, and pricing models while operating within assigned underwriting authority. Principal Duties & Responsibilities Analyze, evaluate, price, quote, bind, decline, and renew Commercial Specialty Auto accounts with moderate to high premium volume and risk exposure. Underwrite transportation risks in accordance with underwriting guidelines and authority levels. Review submissions, loss history, financial information, driver and fleet characteristics, safety programs, and operational exposures to determine acceptability and pricing. Apply underwriting judgment to evaluate risk quality, coverage structure, deductibles, pricing, and terms to achieve profitable growth. Develop and maintain strong relationships with agents, brokers, reinsurers, and internal business partners to support production and service objectives. Negotiate pricing, coverage, and terms with agency partners while maintaining underwriting discipline. Monitor renewal business and recommend pricing or coverage changes based on loss trends, market conditions, and account performance. Document underwriting decisions and maintain complete, accurate account files. Assist with policy approvals, endorsements, renewals, and other policy servicing activities within assigned authority. Participate in agency visits, marketing activities, and industry events to strengthen agency relationships and identify new business opportunities. Assist with special projects and perform other duties as assigned. Education & Experience Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field Minimum of 3+ years of commercial P&C underwriting experience, preferably with Commercial Specialty Auto or Excess & Surplus (E&S) Transportation accounts [OR] equivalent level of education and experience Knowledge, Skills, & Competencies Knowledge of Commercial Specialty Auto and/or E&S Transportation underwriting principles, including operations, risk selection, pricing, and coverage evaluation. Ability to analyze transportation exposures, loss experience, financial information, and pricing models to make sound underwriting decisions. Strong understanding of commercial insurance coverage, policy forms, and underwriting guidelines. Ability to evaluate driver, vehicle, fleet, and operational characteristics to assess risk quality. Strong analytical and problem-solving skills with the ability to balance production goals and profitability. Excellent verbal and written communication skills with the ability to explain underwriting decisions and negotiate effectively with agency partners. Ability to build and maintain productive relationships with agents, brokers, reinsurers, and internal stakeholders. Ability to prioritize multiple accounts and manage competing deadlines in a fast-paced environment. Proficient with underwriting systems and technology used to analyze risk and manage a book of business. Demonstrates sound underwriting judgment and typically possesses underwriting letter of authority appropriate for the role. Participates in continuing education and remains current on transportation industry trends, regulatory developments, and market conditions. Works independently on moderately complex risks and escalates unique or non-standard issues when appropriate. Compensation Overview The base salary range for the position is listed below. Please note that the base salary is only one component of our robust total rewards package at RLI. The salary offered will take into account a number of factors including, but not limited to, geographic location, experience, scope & responsibilities of the role, qualifications/credentials, talent availability & specialization, as well as business needs. The below range may be modified in the future. Base Pay Range $77,025.00 - $109,145.00 Total Rewards At RLI, we're all owners. We hire the best and the brightest employees and allow them to share in the company's success through our Total Rewards. With the Employee Stock Ownership plan at its core, the Total Rewards program includes all compensation, benefits and perks that come with being an RLI employee. Financial Incentives Annual bonus plans Employee stock ownership plan (ESOP) 401(k) — automatic 3% company contribution Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings) Work & Life Paid time off (PTO) and holidays Paid volunteer time off (VTO) to support our communities Parental and family care leave Flexible & hybrid work arrangements Fitness center discounts and free virtual fitness platform Employee assistance program Health & Wellness Comprehensive medical, dental and vision benefits Flexible spending and health savings accounts 2x base salary for group life and AD&D insurance Voluntary life, critical illness, & accident insurance for purchase Short-term and long-term disability benefits Personal & Professional Growth RLI encourages its employees to pursue professional development work in insurance and job-related areas. We make a commitment to employees to provide educational opportunities that help them enhance their skills and further their career advancement. RLI fosters a true learning culture and encourages professional growth through insurance courses, in-house training and other educational programs. RLI covers the cost for most programs and employees typically earn a bonus upon successful completion of approved courses and certifications. Our personal and professional growth benefits include: Training & certification opportunities Tuition reimbursement Education bonuses Diversity & Inclusion Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers. We actively support, and participate in, initiatives led by the American Property Casualty Insurance Association that aim to increase diversity in the insurance industry. Cultivating an exceptional and diverse workforce to deliver excellent customer service reinforces our culture and is a key to achieving superior business results. RLI is an equal opportunity employer and does not discriminate in hiring or employment on the basis of race, color, religion, national origin, citizenship, gender, marital status, sexual orientation, age, disability, veteran status, or any other characteristic protected by federal, state, or local law. RLI is a specialty insurance company that helps customers navigate the world of insurance and risk. For more than a half century, we’ve been helping people and companies safeguard their assets through our innovative portfolio of property and casualty coverages and surety products. We’re not what you’d expect from a typical insurance company. From our products to our business model, our culture to our results — we’re different. WHAT MAKES RLI DIFFERENT Our remarkable people. Our people are among the smartest and most knowledgeable in the business. They are experts at building relationships that last with our brokers and customers by providing outstanding service and creating ideal coverages with competitive premiums. Our underwriting focus. We seek underserved niches in the marketplace and provide coverages that meet very specific needs. We eliminate unnecessary bureaucracy, give our underwriters authority and share the profits. Our entrepreneurial culture. At RLI, we’ve created a business model that works: hire smart, ethical people, make them owners of the business, and give them the freedom to succeed. Our employees are encouraged to seek out opportunities, make things happen and do the unexpected. About Us Culture Glassdoor Reviews Financial Results Employee/Applicant Privacy Notice