Loan Officer

Mortgage Loan Officer

Location: St. Louis, MO

Reports To: Sales Manager

Type: Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday)

The Role

Tomo is seeking mortgage loan officers (Loan Advisors) to help evolve the home buying experience into a customer-centric, streamlined, tech driven process and re-write the playbook for others to follow. We’ve found that elite performers have a strong desire to associate with other elite performers and we aim to build around that. Day by day we’re cultivating the most effective sales organization in America.

** You must have an NMLS MLO License.

What You'll Do:

• Advise Tomo’s prospective homebuyers and guide them through the home financing process.
• Work hand in hand with other internal sales/operations teams to ensure smooth and frictionless manufacturing of loans.
• Manage a pipeline of warm leads - helping them convert into closed business better than anyone in the industry.
• Be creative and solution oriented - identify solutions to meet customer unique needs and take a consultative approach.
• Be compliant - adhere to investor guidelines for all documents required for a complete submission to Underwriting.
• Quote rates and guidelines with accuracy and fairness.
• Become an expert in our POS, CRM and LOS systems to facilitate a more efficient and accurate process.
• Regularly visit our office in St. Louis.

What Makes You a Great Fit:

• Residential mortgage lending experience (4+ years and active licenses).
• World class at taking buyers from “hello” to “keys in hand.” Fearless in the pursuit of excellence and perfecting your craft.
• Communication expert - both externally with clients/agents as well as internally with Tomo team members.
• Building relationships quickly with all parties.
• Balancing a “hunter” and “gatherer” mindset.
• Industry knowledge of loan products and pricing strategies.
• Knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA).
• Multitasking and staying organized while balancing high quantities of transactions.
• Perceiving problems and anticipating needs of customers, real estate agents or partners.
• The drive to build something new. Detail-oriented with a strong focus on quality.

Preferred Qualifications:

• Experience in a tech startup environment.

What’s in it for you?

• Career growth: Multiple paths within Tomo, including elite sales and leadership opportunities.
• Skill development: Proven industry leading training and development program designed to upskill our sales talent.
• Competitive compensation: On-target earnings of ~$100,000. There is uncapped commission potential where many fall between $200,000-$400,000 annually present day.
• Equity ownership: All teammates receive stock options.

Employee Benefits

• Equity Ownership: All teammates receive stock options—we win together
• Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
• Work-life balance and a generous paid time off policy
• In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
• 401(k) retirement plan