Banking

Job Description Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading‑edge technology, data and design. Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client’s wealth management goals. Our experienced team partners with PWAs to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lenders and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA. Your Role Support the Private Bank Regional Lending Advisor platform by helping identify, evaluate and execute lending opportunities with PWM coverage teams. The Associate will partner closely with senior Regional Lending Advisors, PWAs, Underwriting and risk/control partners to develop tailored lending solutions, prepare high‑quality analysis and materials, coordinate deal execution, and support ongoing portfolio management while maintaining strong credit and control discipline. JOB SUMMARY & RESPONSIBILITIES Build and maintain strong internal relationships with PWAs, Regional Lending Advisors, Underwriting and control partners to support lending activity. Support growth by identifying potential lending opportunities and preparing preliminary analysis, client/advisor materials and transaction summaries. Participate in prospect and client meetings with PWAs and senior Lending Advisors; help articulate Goldman Sachs Private Bank capabilities and follow up on next steps. Assist in pre‑screening lending requests, gathering documentation and coordinating early‑stage opportunity assessment. Partner with the US Underwriting team on credit memo preparation, financial analysis, diligence requests and overall portfolio and risk management. Track pipeline, outstanding diligence items, approvals and closing deliverables to support timely execution. Monitor assigned portfolio items, identify potential risk indicators and elevate at‑risk or default situations to senior team members. Ensure effective and consistent compliance with credit, regulatory and control procedures. Communicate clearly with PWAs, internal stakeholders and clients to manage expectations and drive follow‑through. QUALIFICATIONS 3-6 years’ experience in lending, credit analysis, commercial banking, private banking, wealth management, structured finance or a related financial services role. Working knowledge of UHNW lending, credit analysis and client‑service dynamics; exposure to Commercial Real Estate financing preferred. Familiarity with securities based lending, structured lending, private equity or other asset classes preferred. Ability to analyze financial statements, collateral and credit requests with strong attention to detail and judgment. Excellent oral and written communication skills, including the ability to prepare clear, polished materials for advisors, clients and internal stakeholders. Highly organized and proactive, with the ability to manage multiple priorities in a fast‑paced environment. Strong collaboration skills and the ability to work effectively across coverage, underwriting, risk, legal and control partners. Desire to continue developing lending expertise in a dynamic business. Completion of a formal credit training program or progress toward completion preferred. REQUIRED LICENSING Series 7, 63 and SIE, or must be obtained within 4 months of joining. Salary Range The expected base salary for this Los Angeles, CA, United States‑based position is $75000-$160000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year‑end. Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally availableto active, non‑temporary, full‑time and part‑time US employees who work at least 20 hours per week, can be found here. Job Info Job Identification 178879 Job Category Associate Posting Date 07/14/2026, 05:17 PM Healthcare & Medical Services We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally. We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year. Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities. Health We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices. Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount). We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available. Benefits at Goldman Sachs Read more about the full suite of class‑leading benefits our firm has to offer. Learn More #J-18808-Ljbffr