Group Chief Financial Officer (Group CFO)

Group Chief Financial Officer (Group CFO)

About the Role

We are seeking an accomplished and strategically minded Group Chief Financial Officer (Group CFO) to lead the financial strategy, performance, capital management, investment finance, and financial governance of a diversified Insurance & Investments Group.

The Group CFO will have enterprise-wide responsibility for the Group's financial affairs, overseeing finance across subsidiaries, business units, investment entities, and operating companies.

As a key member of the Group Executive Leadership Team, the Group CFO will serve as a strategic advisor to the Group CEO, President, Board, Investment Committee, and other senior stakeholders, ensuring disciplined capital allocation, strong financial performance, balance sheet resilience, regulatory compliance, and long-term shareholder value creation.

The role requires a sophisticated financial leader with experience across insurance, investment management, asset management, financial services, corporate finance, capital markets, and regulated financial institutions.

Key Responsibilities

• 1. Group Financial Strategy & Leadership

  Develop and execute the Group's overall financial strategy in alignment with corporate objectives.

  Provide strategic financial advice to the Group CEO, President, Board, and Executive Committee.

  Establish Group-wide financial policies, standards, controls, and performance frameworks.

  Ensure effective financial governance across subsidiaries, business units, joint ventures, and investment entities.

  Lead the development of the Group's long-term financial and capital strategy.

• 2. Group P&L & Financial Performance

  Assume overall responsibility for the Group's financial performance, profitability, balance sheet, cash flow, and capital position.

  Monitor performance across all subsidiaries and business lines.

  Drive sustainable earnings growth, expense efficiency, and return on capital.

  Establish Group-wide financial KPIs and performance dashboards.

  Challenge business-unit leadership on financial performance and corrective actions.

• 3. Financial Planning & Performance Management

  Lead Group-wide annual budgeting, forecasting, and long-range financial planning.

  Develop financial scenarios and stress tests to support strategic decision-making.

  Consolidate financial plans across subsidiaries and investment businesses.

  Monitor actual performance against budgets, forecasts, and strategic objectives.

  Strengthen management reporting and financial analytics.

• 4. Insurance Finance

  Provide executive oversight of financial management across insurance businesses.

  Monitor premiums, claims, reserves, expenses, underwriting results, and insurance profitability.

  Oversee financial analysis of loss ratios, combined ratios, expense ratios, and underwriting margins.

  Partner with actuarial, underwriting, claims, and risk functions to understand financial exposures.

  Provide financial input into product profitability, pricing, reinsurance, and portfolio decisions.

• 5. Investment & Asset Management Finance

  Provide Group-level financial oversight of investment portfolios and investment businesses.

  Partner with the Chief Investment Officer (CIO) and Investment Committee on investment strategy and performance.

  Monitor investment income, portfolio returns, asset allocation, liquidity, and risk-adjusted performance.

  Evaluate strategic investment opportunities and major portfolio decisions.

  Ensure investment activities support the Group's liabilities, capital objectives, liquidity needs, and risk appetite.

• 6. Group Capital & Solvency Management

  Lead Group-wide capital planning and capital optimization.

  Monitor capital adequacy, solvency, leverage, liquidity, and financial resilience.

  Develop strategies to optimize capital deployment across subsidiaries and business lines.

  Assess the capital implications of acquisitions, investments, dividends, growth initiatives, and strategic transactions.

  Partner with Risk and Actuarial leadership on capital and solvency assessments.

• 7. Asset-Liability Management

  Provide executive oversight of asset-liability management (ALM) across relevant insurance and investment businesses.

  Ensure investment portfolios are appropriately aligned with insurance liabilities and liquidity requirements.

  Monitor duration, interest-rate sensitivity, liquidity gaps, and market exposures.

  Support balance-sheet optimization and financial stress-testing initiatives.

• 8. Treasury & Liquidity

  Lead Group treasury, liquidity, cash management, and banking relationships.

  Establish Group-wide liquidity policies and funding strategies.

  Optimize cash across subsidiaries while maintaining appropriate regulatory and operational liquidity.

  Oversee debt facilities, guarantees, intercompany funding, and treasury risk.

  Monitor interest-rate, foreign-exchange, credit, and liquidity exposures.

• 9. Capital Raising & Financing

  Lead Group-level financing and capital-raising initiatives.

  Develop relationships with banks, institutional investors, private equity firms, development-finance institutions, debt providers, and capital-market participants.

  Oversee debt issuance, refinancing, capital injections, and other funding strategies.

  Optimize the Group's capital structure and cost of capital.

  Ensure funding capacity supports strategic growth.

• 10. M&A, Investments & Corporate Development

  Lead financial evaluation of acquisitions, disposals, strategic investments, and joint ventures.

  Oversee financial due diligence, valuation, transaction modeling, and deal structuring.

  Assess the impact of transactions on earnings, capital, solvency, liquidity, and shareholder value.

  Partner with the CEO and Board on major strategic transactions.

  Oversee financial integration and post-transaction performance.

• 11. Group Financial Reporting & Consolidation

  Ensure accurate and timely consolidated financial reporting across the Group.

  Oversee statutory accounts, management reporting, regulatory returns, and Board reporting.

  Establish consistent accounting and reporting standards across subsidiaries.

  Ensure compliance with applicable accounting standards and insurance regulations.

  Maintain strong relationships with external auditors and professional advisers.

• 12. Regulatory & Governance

  Maintain strong financial governance across the Group.

  Ensure compliance with applicable insurance, investment, corporate, tax, and financial regulations.

  Manage relationships with regulators, auditors, rating agencies, and other external stakeholders.

  Establish effective internal controls and financial policies.

  Ensure appropriate governance across subsidiaries, SPVs, joint ventures, and investment entities.

• 13. Financial Risk Management

  Establish and oversee the Group's financial risk-management framework.

  Monitor market, credit, liquidity, underwriting, investment, interest-rate, FX, and operational financial risks.

  Establish appropriate stress-testing and contingency-planning processes.

  Work closely with the Group CRO, Chief Actuary, CIO, and business leaders to manage enterprise-wide risk.

• 14. Tax Strategy

  Oversee Group-wide tax planning, compliance, reporting, and risk management.

  Ensure appropriate tax governance across subsidiaries and jurisdictions.

  Identify opportunities for legitimate tax efficiency.

  Monitor changes in tax and regulatory requirements affecting the Group.

• 15. Investor & Stakeholder Relations

  Develop strong relationships with shareholders, institutional investors, lenders, rating agencies, regulators, and other financial stakeholders.