Credit Analyst

Credit AnalystThe Credit Analyst is responsible for producing various Board and loan portfolio reports and ad hoc reports as requested. The analyst will also monitor, and maintenance loan and collateral codes as directed by management.The incumbent will:Assist in administration of the commercial construction draw processAssist in reviewing Construction Loan Packages to ensure the Bank's position is in compliance with original loan approval initiated between the borrower and the lenderAssist in maintaining and updating residential construction monitoring via BankLabsAssist in tracking and working on various projects related to Construction and Commercial Real EstateAssist in data collection and analysis for CRE lending riskOrder REIS reports as requestedConduct collateral and other code reviews and maintenance as directed by managementGenerate/compile various monthly and ad hoc reports as requestedImage and file documents, and research document requests as neededProvide documentation as needed for loan reviews and auditsAssist in preparing and distributing Construction Management user guides and providing support for other ServisFirst personnelAssist in organizing paper and electronic files in the Credit Administration areaResponsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policiesNote: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.Note: Additional duties and responsibilities may be assigned.Minimum Qualifications:Bachelor's degree in Finance, Accounting or a related fieldMinimum two (2) years' experience in financial analysis, banking or a related fieldExcellent written and verbal communication skillsProficient in Microsoft Office with a focus on manipulating large data sets in Microsoft Excel.Experience in a position requiring attention to detail and data analysisExcellent organizational skills and ability to multi-taskAbility to work independently with little supervisionWorking knowledge of collateral instruments (i.e. letter of credit, UCC filings, and personal/corporate guarantees)Commercial construction lending or underwriting background preferredPhysical Requirements and Environmental Conditions:Sustained standing and sittingFrequent use of PC, including typing or sustained attention to monitorOccasional lifting of basic office files or equipment up to 20 lbsNormal office environment with comfortable internal temperatures and low level noiseEOE/AA