Software Engineer, Unsecured Installments

Responsibilities

• Own the design, delivery, and long-term maintenance of large frontend and full-stack initiatives using React and TypeScript.
• Set technical direction for frontend architecture and full-stack patterns while owning a 3–6 month roadmap.
• Partner with product, design, and backend engineering teams to build scalable borrower-facing experiences.
• Improve component and API design, state management, performance, testing, observability, and operational rigor.
• Break down ambiguous problems into testable plans and use data to guide scope, performance, and user-experience tradeoffs.
• Mentor engineers through code reviews, design reviews, and technical guidance.
• Contribute to the use of generative AI in engineering workflows and product capabilities.

Requirements

• Bachelor’s degree in Computer Science, Engineering, or a related field, or equivalent practical experience, plus 4+ years of professional software engineering experience.
• Deep proficiency building complex web applications with React and TypeScript, including component architecture, state management, performance optimization, and REST or GraphQL APIs.
• Full-stack experience building backend services and APIs with a language such as Python, Java, Kotlin, Ruby, or Node.js.
• Experience independently leading large, business-critical frontend or full-stack projects in production.
• Ability to work effectively in ambiguous environments with evolving requirements and system boundaries.
• Strong communication and collaboration skills for explaining technical tradeoffs and aligning product, design, and engineering partners.
• Preferred experience as a frontend or full-stack technical lead for a product team or business-critical product surface.
• Preferred experience building scaled consumer-facing products with attention to performance, accessibility, and user experience.
• Fintech, lending, payments, or other regulated financial-product experience is preferred.
• Experience with experimentation, A/B testing, feature flagging, generative AI, frontend tooling, testing frameworks, and CI/CD workflows is preferred.

Benefits

• Remote work within the United States or Canada, with most teams meeting onsite once or twice per quarter for 2–4 consecutive days; Upstart is not currently hiring in Quebec.
• Base pay, bonus opportunities, annual equity grants, and an employee stock purchase plan for eligible US employees.
• 401(k) or Canadian Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually.
• Medical, dental, vision, wellness resources, supplemental Canadian health coverage, and eligible US Health Savings Account contributions.
• Life insurance, disability coverage, paid time off, sick leave, company holidays, and paid family and parental leave.
• Family-centered fertility, parenthood, caregiving, employee assistance, financial wellness, annual wellness, and productivity programs.
• Team events, employee resource groups, and catered lunches and stocked micro-kitchens at company offices.