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Analyst, Underwriting and Portfolio Management - Sponsor, Growth & Middle Market Healthcare

$110k - $120k

MUFG

Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary:

MUFG is seeking an Analyst to join the Portfolio Management Group (PMG) within the Sponsor, Growth & Middle Market (SGMM) Healthcare vertical. This role is primarily supporting the evaluation, underwriting and management of direct loans and other credit exposures to private equity owned non-investment grade borrowers ranging in size from middle market to large corporate.

Analysts will also provide support for the Originations (Financial Sponsor coverage), Syndications, Monitoring/Portfolio Management and Sponsor portfolio company Relationship Management functions by assignment within the business unit.

The Analyst will be a corporate finance professional, supporting the Sponsor, Growth & Middle Market Healthcare team and related credit analysis efforts for healthcare borrowers. Critical functions include assessing risk factors associated with each credit and determining the appropriate risk ratings based on established policies and guidelines. Responsibilities will include active credit management and portfolio monitoring for potential upgrades, downgrades or general credit deterioration with the goal of maximizing the bank’s net income while minimizing credit costs.

Responsibilities:

Support the credit analysis and management of Sponsor/Direct Lending opportunities within the Healthcare industry vertical Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks (including healthcare reimbursement and regulatory risks); and company historical operating performance, projected operating performance and capital structure. Assist senior underwriters in the due diligence of leveraged buyouts (“LBO”), merger and acquisition (“M&A”), and other financing opportunities. Construct detailed financial models (base and downside cases) to project go-forward business performance, credit statistics, and debt repayment capacity of new and existing clients. Assist senior underwriters with detailed credit application memo write-ups that include transaction overviews, credit structures, company profiles, industry analyses, risks and mitigants, historical operating performance, projections, enterprise valuation analyses and other regulatory requirements in accordance with internal policies. Provide support for the syndication strategy, including lender presentations and liaison with participant lenders, including banks and private credit firms Responsible for the coordination and communication of account information across various constituencies throughout the organization. Healthcare coverage responsibilities including the need to understand current relevant industry conditions in assigned portfolio utilizing internal and external sources. Oversight of facility closing procedures including both operations and documentation.

Advanced Client Solutions:

Work within deal team environment (with Relationship/Industry Coverage, Credit, Capital Markets, and Syndications) supporting the development and analysis of financing structures/strategies, including leveraged capital markets and other product areas. Support credit analysis for structured credit transactions (derivatives transactions, margin lending, receivable securitizations, supply chain finance). Understand and maintain knowledge of healthcare sub-sectors represented in portfolio, including technical aspects and regulatory issues. Participate in client and bank meetings as necessary.

Policy and Transaction Responsibilities:

Support the communication with the credit approval division including final hold level strategies to ensure alignment of risk strategy and policy. Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure level with regard to exposure on both a transaction and group level. Ensure compliance with policy and regulatory requirements.

Skills & Experience:

Bachelor’s degree, CFA candidacy is a plus. Work experience in financial institutions or equivalent credit risk related function analyzing corporate customers Knowledge of accounting and corporate finance Strong written, verbal, and interpersonal skills Strong financial modeling skills Technologically savvy and proficient in Microsoft Office (Excel, PowerPoint, Word) Able to work independently and in teams under pressure, and collaborate with groups across the organization Interest in or familiarity with the healthcare sector (e.g., providers, services, pharma/life sciences) is a plus

Compensation & Benefits:

The typical base pay range for this role is between $110k-$120k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law.
Vacancy posted 11 hours ago
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