Credit Manager

We’re looking for a skilled Credit Manager who can balance smart risk management with strong business partnership. In this role, you’ll directly protect company assets *while helping our branches grow*—working closely with operations, sales, and customers to make informed credit decisions that keep business moving. If you enjoy analyzing risk, solving complex problems, and building relationships across teams, this is a high-impact opportunity to make a difference. What You'll Do: Credit Risk & Decision Making Evaluate customer creditworthiness and establish appropriate credit limits Analyze financial statements, credit reports, and payment trends Make timely, sound credit decisions aligned with company risk tolerance Monitor job activity, track project-level risk, and manage notice & lien deadlines Collections & Accounts Receivable Drive collections performance and reduce past-due balances (ADP, DSO) Manage customer accounts, disputes, and escalations Ensure consistent and proactive follow-up across your portfolio Branch & Sales Partnership Partner closely with Branch Managers and Sales teams to support growth Communicate credit decisions clearly and confidently Balance risk mitigation with excellent customer relationships What You Bring: Experience in credit management, collections, or accounts receivable Strong financial analysis and risk assessment skills Working knowledge of construction lien laws, bond claims, waivers, and UCC filings (highly preferred) Ability to make confident decisions in a fast-paced environment Experience collaborating across teams (operations, sales, finance)Proficiency with ERP systems and A/R tools Strong organization, urgency, and follow-through A solutions-oriented mindset with excellent problem-solving skills Clear, professional communication skills What Sets You Apart: You don’t just say “no”—you find ways to enable good business safely You’re comfortable balancing customer relationships with firm credit practices You thrive in an environment where every decision has real business impact Why Join Us: High-visibility role with direct impact on company performance Collaborative culture partnering with branch leadership and sales teams Opportunity to grow your expertise in credit, risk, and construction finance Benefits: We offer a competitive benefits package designed to support you at work and at home: Medical, Dental, and Vision Insurance 401(k) with Company Match Paid Time Off and Paid Holidays Life and Disability Insurance Employee Assistance Program (EAP) Career Growth & Development Opportunities Stable, growing company with a team-oriented culture We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us. #J-18808-Ljbffr