Credit Risk Manager I

Position Overview Responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance between quality, profitability, and compliance in the assigned portfolio. Partner with Line of Business (LOB) segment leadership team to execute credit strategy in line with LOB targets and Truist stated risk tolerance. Job Details Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America) Essential Duties And Responsibilities Serve as a risk manager for Corporate Banking and Leverage Finance Provide risk oversight and credit guidance across a diverse portfolio, including investment-grade exposures, leveraged borrowers, and private equity–backed transactions Promote consistency of Bank's credit culture and lending strategies throughout organization Responsible for leading the advancement of the organization’s risk management culture, framework, and appetite Provide indirect leadership to the LOB and Credit Delivery teams of the assigned portfolio through the delivery of credit training and mentorship of client facing lenders/Relationship Managers Exercise prudent credit judgment and guidance through individual delegated loan authority Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local and national economic trends and market conditions Required Qualifications Bachelor's degree, or equivalent education and related training 5 years of experience in lending and/or credit experience Comprehensive financial credit risk and regulatory knowledge Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships Preferred Qualifications 10 years of experience in lending and/or credit experience Master's degree in business administration, finance, or accounting RMA - Credit Risk Certification Benefits General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work. EEO Statement Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law E-Verify IER Right to Work #J-18808-Ljbffr Truist