Senior Commercial Credit Analyst

Job Description

Job Description

Commercial Credit Analyst

Hybrid | Remote | In-Office (Pennsylvania & Maryland only)

Step Into a Role That Shapes Smart Lending Decisions

Are you someone who thrives on digging deep into financial data, uncovering insights, and influencing key credit decisions? If you’re analytical, highly attentive to detail, and ready to grow in a high-performing banking environment, our Commercial Credit Analyst position might be your perfect next step.

In this critical role, you’ll work closely with lenders and leadership to assess creditworthiness, evaluate financial risks, and ensure our lending decisions align with sound business practices and regulatory requirements. Whether you're in the office, hybrid, or working remotely (within driving distance), you'll be a vital part of the team ensuring the financial health of our commercial portfolio.

What You Bring to the Table

• A Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 5 - 7 years of banking (highly preferred) or accounting experience, with a working knowledge of loan review procedures and current lending regulations.
• A fast learner with strong analytical skills and the ability to think critically and independently.
• Proven ability to analyze and interpret financial statements with precision and clarity.
• Excellent attention to detail , organization, and documentation skills—nothing gets past you!
• Clear and professional communication skills —you're comfortable explaining complex financial data to internal stakeholders.
• Local to Central PA / Northern MD region and able to travel to the Gettysburg, PA office when needed.

Why You’ll Love This Role

• You’ll play a direct role in supporting credit risk decisions that impact the bank’s performance and long-term success.
• Enjoy flexibility with a hybrid, in-office, or remote schedule—plus the stability of working with a well-established community bank.
• Gain exposure to diverse industries and loan types, building your knowledge and skill set in commercial banking.
• Work alongside a team that values collaboration, accountability, and professional development.
• Be part of a culture that values integrity, transparency, and thoughtful decision-making—your work will always matter here.

Benefits:

• Benefits package including Health, Dental and Vision Insurance;
• Free/low cost supplemental health insurance programs for orthopedic/imaging services and high cost prescriptions;
• 401K with up to 4% employer match;
• Generous PTO package plus twelve (12) Bank paid holidays;
• Career growth and ongoing training and development opportunities;
• Family-like work environment with wellness programs; and
• Employee recognition & service awards.

Sound like the right fit? If you’re ready to make an impact in a role that blends analysis, collaboration, and real-world lending influence, we’d love to hear from you. At ACNB Bank , we’re more than just a financial institution – we’re a community-focused team that values excellence, integrity, and innovation.

Location: Hybrid, Remote, or In-Office

Must reside within driving distance of Gettysburg, PA

ACNB Bank is an Equal Opportunity Employer.