Senior Software Engineer, Payments
Full-time
Ripple
Responsibilities
- Prototype and implement scalable, performant software solutions for cross-border payment transactions.
- Design and deliver complex features within large-scale, regulated systems.
- Build and operate cloud-native, highly available distributed backend systems.
- Define clear, reusable API service contracts and integrations.
- Navigate and reduce technical debt while managing feature-level migration efforts.
- Own technical delivery for complex features and influence local and cross-team engineering decisions.
- Provide technical guidance, mentorship, and knowledge sharing to engineers.
- Encourage engineering standards and collaborate with product, legal, and business development teams.
Requirements
- At least 5 years of software engineering experience with a deep focus on backend systems.
- Deep hands-on experience building and operating modern, cloud-native, highly available distributed systems.
- Proven experience designing and delivering complex features in large-scale, complex, regulated environments.
- Strong understanding of distributed systems architectures, trade-offs, and payment transaction challenges.
- Excellent understanding of Java and its ecosystem, including threading and concurrency.
- Strong API design and integration skills, including REST and/or gRPC.
- Experience with cloud platforms, preferably AWS, and container orchestration technologies such as Kubernetes and ECS.
- Demonstrated technical ownership and ability to influence cross-team decisions.
- Preferred experience with Java and Spring Boot.
- Candidates with Go, Kotlin, C#, Python, or Rust experience may be considered if they can learn JVM technologies quickly.
- Preferred experience with event-driven architecture and Kafka, SNS, or SQS.
Benefits
- Professional development budget and learning opportunities.
- Flexible in-office collaboration, with managers and teams deciding which 10+ days per month employees come in.
- Competitive benefits covering physical and mental healthcare, retirement, family forming, and family support.
- Employee giving match and mobile phone stipend.
- R&R days, generous vacation, wellness reimbursement, and onsite and virtual wellness programming.
- Industry-leading parental leave and family planning benefits.
- Catered lunches, fully stocked kitchens, team offsites, team bonding activities, happy hours, and other events.
- Benefits listed apply to full-time employees.
Vacancy posted 2 days ago
Similar jobs that could be interesting for youBased on the Senior Software Engineer, Payments in San Francisco, CA vacancy
- This is the company is seeking an experienced Senior Software Engineer to own the design, development, and delivery of complex payment integrations. You will work across the stack (React, Node, modern APIs) and collaborate with product and engineering leadership to deliver...Senior
- ...by a16z, Goldman Sachs, and First Round. The Role Own the engineering behind a payments platform that processes at least $3 billion through our... ...regulations governing payments and financial services Who You Are Senior engineer with a strong payments background and real...SeniorWork at office
$172k - $215k
...world value. THE WORK: Are you a highly skilled and passionate software engineer looking for an exciting new challenge? Join Ripple and help redefine the way we send and receive payments globally! As a Senior Software Engineer, you will have the chance to develop...SeniorFull timeWork at officeLocal area- ...crowded marketplace. Ready to join the team that's defining the future of digital advertising? We are looking for a Senior Software Engineer to join the Payments & Incentives team. The team acts as the financial engine of Quantcast, managing the intersection of complex ad-...Senior
- Handshake is seeking a Senior Software Engineer in San Francisco to own payout and money movement systems. The ideal candidate has over 5 years... ...in high-stakes software engineering, with solid skills in payment systems and backend development using Ruby on Rails and PostgreSQL...Senior
- MissionHires is seeking a Senior Software Engineer to develop the core components of their cutting-edge payment platform. This role involves designing scalable blockchain solutions, integrating APIs, and ensuring secure transactions for AI Agents in a fully autonomous economy...Senior
- Quantcast, located in San Francisco, is seeking a Senior Software Engineer to join the Payments & Incentives team. You will build innovative payment solutions and manage financial data precision in advertisement technology. With a focus on outcomes and autonomy, the ideal...Senior
- Airwallex in the United States is hiring a Senior Software Engineer to own end-to-end development of solutions that drive automation for internal... ...software. A product‑focused mindset and strong communication are essential as you scale payments and #J-18808-Ljbffr AirwallexSenior
$150k - $220k
Finix Payments, based in San Francisco, is seeking a Software Engineer III/IV to join their engineering team. This role offers broad autonomy in developing stable, scalable technical solutions for our payment platform. You will work closely with product management, mentor...Senior$160k - $185k
.... About the Team: Quizlet’s Payments team plays a critical role in ensuring seamless... ...Quizlet. We are at the intersection of engineering, business, and compliance, which means... .... About the Role: As a Sr. Software Engineer on the Payments team, you will...SeniorFull timeWork at office- ...Airwallex is the only unified payments and financial platform for... ...proprietary infrastructure and software, we empower over 250,000 businesses... ...a truly global, cross‑site engineering organization, with talented... ...we’re looking for passionate Senior Software Engineers to join us...SeniorWorldwide
- Block is seeking a Senior Software Engineer for Ledgering to design, build, and operate the systems of record for balances and transactions that power Square and Cash App. You will influence the settlement logic, APIs, and data contracts used by finance and treasury teams...Senior
$170k - $210k
...friendly API, Finix helps companies accept payments, manage payouts, and onboard merchants—... ...others. About the role The engineering team owns the delivery and stability of... ...customers’ ability to capture revenue. The Sr. Software Engineer role centers around envisioning...SeniorFull time$236k - $295k
...Ripple is growing rapidly, and we are looking for an engineering leader to help build the next generation of payment platform that enables financial institutes to... ...payment fees, timing and delivery!In the role of Senior Engineering Manager, you will lead the team responsible...SeniorFull timeWork at officeLocal area- Wonderschool, Inc. is seeking a senior payments engineer to own and advance the platform handling billions in transactions. You will work with a small team to consolidate legacy integrations into a clean, reliable system and directly engage with customers to understand...Senior
$180k - $200k
...We are hiring entrepreneurial engineers who are interested in being a... ...team releases new software every week, moves at a fast pace... ...projects to work on. As a Senior Software Engineer, you've been... ...diverse software integrations, payment-processing systems, and other...SeniorFull timeRemote workFlexible hours$170k - $230k
...flexibility to easily issue and process payment cards that accelerate business growth and... ...8+ years experience building production software systems ~ Expertise in threading,... ...can be learned and care more about your engineering skill over frameworks ~ Excitement about...SeniorFull timeWork at officeLocal areaHome officeFlexible hours- A forward-thinking crypto solutions company in San Francisco is seeking a Mid-Senior level Software Engineer. The successful candidate will build modern enterprise payment applications and develop microservices for cross border transactions. This role requires 8+ years...Senior
- Whipple Learning Cove is seeking a Senior Software Engineer to own the engineering behind a payments platform in our San Francisco office. You will consolidate legacy integrations into a clean, reliable system and work directly with customers to understand real‑world failure...SeniorWork at office
- Confidential is seeking a Senior Software Engineer to join our stealth mode startup in San Francisco. This role focuses on building and maintaining the core systems that support our payment solutions, requiring experience in scalable backend development and APIs. As part...Senior
$150k - $220k
Finix, based in San Francisco, is searching for an experienced Senior Software Engineer to lead the development of innovative payment solutions. The chosen candidate will be responsible for defining service requirements, implementing technical solutions, and mentoring...Senior$150k - $220k
Finix Payments, Inc. is hiring a Software Engineer III/IV in San Francisco, CA, with a salary range of $150,000 to $220,000 per year plus equity and benefits. The role involves owning technical vision, mentoring junior engineers, and improving software reliability and...SeniorVisa sponsorshipFree visa$152.5k - $205k
...foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure.... ...is a stakeholder.What you’ll be responsible for:The Senior Software Engineer is responsible for extending Circle's in-house blockchain systems...SeniorPermanent employmentRemote workFlexible hours$200.7k - $250.9k
In 1965, an engineer in Scotland was given a mundane task with a tricky problem to it - banks... ...from asking about cash flow to sending payments, issuing cards, and managing invoices.... ...ideal candidateHas 7 or more years of software engineering experience, with deep technical...SeniorShift work$200k - $240k
...building robust Billing systems, focusing on payments, renewals, sales tax, and revenue. We... ....We’re looking for an experienced Senior Engineer who will lead our initiatives for a powerful... ...and advocate better practices for software engineering by mentoring and encouraging...SeniorWork at officeFlexible hours3 days per week$164k
...transactions that must be correct, resilient, and auditable.As a Senior Software Engineer in Lending, you’ll work at the seam between member-facing... ...workflowsExperience working in fintech, lending, banking, payments, risk, or other high-integrity domains where correctness,...SeniorFull timeWork at officeLocal areaRemote workFlexible hours$200k
...our new San Francisco headquarters. Payments is the core infrastructure of our marketplace... ...We operate at the intersection of Engineering, Finance, Product, Ops, and Fraud. Our mandate... ...the next 1000x. We are looking for a senior engineer to help harden and scale Mercor...Full timeWork at office$2,000 per month
...We're building a new kind of SDK team:Most companies hire SDK engineers per language.We don't.We're recruiting AI-assisted SDK wizards,... ...managers. Amplitude will never ask for financial information or payment, or for personal information such as bank account number or social...SeniorHome office- ...About the Team The Payments Team is working to make AGI financially sustainable by enabling OpenAI to accept payments across our... ...supports evolving commercial goals. About the Role As a Software Engineer on the Payments Team, you will play a pivotal role in...Full timeWork at officeRelocation package
$158k - $225k
...AirwallexAirwallex is the only unified payments and financial platform for global businesses... ...of proprietary infrastructure and software, we empower over 250,000 businesses worldwide... ...expansion.What you’ll doAs a Backend Engineer within the Growth team, you will architect...SeniorTemporary workLocal areaWorldwide
Do you want to receive more vacancies?
Subscribe and receive similar vacancies to Senior Software Engineer, Payments. Be the first to apply!
Related searches
- cybersecurity software engineer San Francisco, CA
- graduate software engineer San Francisco, CA
- software developer fintech San Francisco, CA
- new graduate software engineer San Francisco, CA
- senior robotics software engineer San Francisco, CA
- software engineer visa sponsorship San Francisco, CA
- network software engineer San Francisco, CA
- software engineer remote San Francisco, CA
- part time software developer San Francisco, CA
- part time software developer remote San Francisco, CA


