Loan Administrator

Job Description

Job Description

** Loan Administrator **

Summary: Serves customers by working on back-office duties regarding various types of loans the bank offers. Provides support to the Lending team within the bank.

Promotes the Bank’s culture, including the support of our Vision by performing the following duties:

· Review and check officer worksheet, including the file as a whole, for loan to be submitted to processing as needed.

· Prepares loan files for officer review including gathering financials, entity docs, etc.

· Assists underwriting team as requested for documentation.

· Check and assemble loan documents in preparation of customers signing. Places documents in proper order and submits it to the loan ops department.

· Submit loan/file maintenance requests as needed.

· Send the following reports as needed to officers: NSF, Past Dues, and other reports as requested.

· Make draws for customers.

· Perform inspections needed for draws and/or renewals of loans or creation of new loans including floor plans, cattle, and interim construction.

· Run NADA values for customers/officers and loan files.

· Watch for potential security risks and alerting proper officer of them.

· Assist with loan cashiers check including loan funding, paying appraisals, etc.

· Assist officers in various projects which arise.

· Act as a notary for the bank (customers only).

· Other duties as assigned by supervisor/manager.

Analytical and Design – Collects and researches data; Demonstrates attention to detail.

Problem Solving – Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully.

Interpersonal Skills/Customer Service – Maintains a high level of confidentiality; Listen to others without interrupting; Manages difficult or emotional customer situations; Responds

promptly to the customer needs; Responds to requests for service and assistance; Meets commitments.

Oral and Written Communication – Speaks clearly and credibly in positive or negative situations; responds well to questions; Write clearly and instructively; Presents numerical data effectively; Able to read and interpret written information.

Teamwork – Balances team and individual responsibilities; Contributes to building a positive team atmosphere; Puts success of team above their own interest; Supports their team in successes.

Organizational Support – Follows policies and procedures; Supports the company’s goals, values, and objectives.

Judgement – Exhibits sound and accurate judgement; Includes appropriate people in decision making process; Makes decisions in a timely manner.

Planning/Organization – Prioritizes and plans work duties and activities; Uses time efficiently and effectively.

Professionalism – Reacts well under pressure; Treats others with respect and consideration regardless of status or position.

Quality and Quantity – Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality; Works quickly.

Safety and Security – Observes safety and security procedures; Reports potentially unsafe conditions; Uses company equipment properly; Adheres to Security Policy and Procedures.

Adaptability and Initiative – Adapts to changes in the work environment; Manages competing demands; Looks for and takes advantage of opportunities; Asks for and offers help when needed.

Attendance/Punctuality and Dependability – Is consistently at work on time; Follows instructions, responds to management direction; Takes responsibility for own actions; Commits to long hours of work when necessary to reach goals.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily.

Education and/or Experience: High school diploma or general education degree (GED) is required. College degree preferred; minimum two-year new loan administration experience preferred.

Computer Skills: To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word and Excel. Ability to use basic office machines. Ability to learn bank-specific software.

Languages Spoken/Written: Bilingual (Spanish) a plus, but not required.

Equal Opportunity Employer: Lamar National Bank is an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status, or any other protected category under the law.

Reasonable accommodation/s may be given for qualified individuals with disabilities to perform the essential functions and duties of the role.

\nCompany Description

Lamar National Bank's focus on relationship banking is unmatched by competitors. Although the bank has grown significantly over the last decade, there is still a personalized experience for each customer and feedback is encouraged and welcomed.

Company Description

Lamar National Bank's focus on relationship banking is unmatched by competitors. Although the bank has grown significantly over the last decade, there is still a personalized experience for each customer and feedback is encouraged and welcomed.