Credit Officer I/II-Technology, Media, Telecom & Gaming

Job Overview This role is responsible for managing clients and related credit products, partnering closely with relationship management, sales/trading, treasury management, operations, and risk teams to support the client relationship. Key Responsibilities Partners with relationship management and product partners to assess clients’ credit needs and create solutions. Leads loan structure conversations and negotiates loan documentation with clients and internal/external legal partners. Drives credit and risk approval processes for new credit originations, renewals, increases, and modifications. Leads ongoing monitoring efforts for a portfolio of clients in compliance with regulations, policy and procedure. Drives the growth of funded loans and revenue while mitigating risks, maintaining asset quality and adhering to regulatory requirements. Serves as an escalation point for complex credit transactions. Mentors and supports associates. Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury. Exercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions. Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners. Required Qualifications 5+ years Corporate/Commercial credit experience. Strong understanding of accounting and corporate finance. Strong understanding of legal credit agreements. Strong knowledge of ancillary bank products (treasury, cash management, derivatives). Strong business writing skills. Ability to coach junior teammates. Desired Qualifications Specific experience within Technology, Media, Telecom & Gaming industries. Bachelor’s Degree in Finance or related field. Skills Analytical Thinking Credit and Risk Assessment Financial Analysis Loan Structuring Underwriting Attention to Detail Business Acumen Financial Forecasting and Modeling Research Analysis Written Communications Business Development Collaboration Critical Thinking Portfolio Analysis Stakeholder Management Work Details Shift: 1st shift (United States of America) Hours per Week: 40 Pay and Benefits Pay range: $98,000.00 - $225,000.00 annualized salary (offers determined based on experience, education and skill set). Discretionary incentive eligible – employees are eligible for an annual discretionary award based on overall individual performance. This role is currently benefits eligible. Industry-leading benefits, paid time off, resources and support are provided to employees. Pay Transparency Pay Transparency details: #J-18808-Ljbffr Bank of America