Family Medicine Physician

The Community Lender is responsible for originating and managing both consumer mortgage and commercial loans for individuals and businesses within the community. This role supports the bank’s mission to serve local financial needs by delivering personalized lending solutions and fostering long-term relationships. Duties and Responsibilities Originate and process residential mortgage loans, home equity lines, and personal loans. Guide borrowers through application, underwriting, and closing processes. Ensure compliance with consumer lending regulations including Regulation Z, X, B, and the SAFE Act. Maintain knowledge of current mortgage products, rates, and underwriting guidelines. Provide financial education and support to community members, especially first-time homebuyers. Acquire and manage commercial banking relationships for businesses up to $30 million in revenue. Conduct credit analysis, site visits, and portfolio reviews. Structure and document commercial credit transactions to ensure profitability and manage risk. Monitor credit quality and take appropriate action on portfolio performance. Collaborate with underwriters and portfolio managers to facilitate loan decisions. Build and maintain relationships with centers of influence including accountants, attorneys, and community leaders. Attend networking, charity, and civic events to enhance visibility and generate leads. Represent the bank in community functions to promote financial services and outreach. Collaborate with internal teams to promptly resolve client service issues while identifying opportunities to cross‑sell bank products. Proactively seek and refer clients for appropriate deposit solutions to enhance overall relationship value. Mentor junior staff such as credit analysts or relationship officers. Coordinate with service providers and vendors, setting expectations and measuring performance. Keep up to date and comply with all bank policies/procedures as well as applicable banking laws and regulations, including the Bank Secrecy Act, USA Patriot Act, and related anti‑money laundering statutes, and federal consumer protection legislation and regulations. Other duties as assigned. Qualifications and Skills 7–10 years in consumer and commercial lending is required. Bachelor’s degree in business administration or related field preferred. Proficiency in MS Office; experience with Laser Pro, Cleartouch, OnBase, and CRM systems is preferred. Communication Service Orientation Decisiveness Leads Courageously Prioritization Organizational Skills Physical Environment While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak. The employee must occasionally lift and/or move up to 25 pounds. The noise level in the work environment is usually quiet to moderate. This position is performed in an office setting, five days a week with typical work hours being 8:30 a.m. through 5:15 p.m. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Seniority level Mid‑Senior level Employment type Full‑time Job function Finance and Sales Industries Banking #J-18808-Ljbffr