Senior Underwriter, C&F Stop Loss

Crum & Forster Company OverviewCrum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best. Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: Job DescriptionSince 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions. The qualities and capabilities of A&H demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.The Medical Business Unit (MBU) takes a full-spectrum approach to designing and servicing a robust slate of products that are tailored to needs in Employer Stop Loss, Excess Medical, Life, and Ancillary and Supplemental benefits. Our diversified business model includes program partnerships as well as direct sales in Employer Stop Loss. At year-end 2025, the MBU recorded $1B in gross premium written.Information about the Role, Line of Business and Team: This is a unique opportunity to work with a high-quality team of leaders and benefit from the security and stability of a large organization while maintaining a nimble and responsive approach to business. The Senior Underwriter is responsible for developing and managing a large block of stop loss business and partnering with our sales team to help grow the top line while ensuring we meet our target loss ratio.What you will do:Demonstrate understanding and proper use of underwriting toolsApply underwriting rules, risk management principles and regulations to ensure compliance with all currently applicable corporate requirements and state and federal legislationConsistently apply underwriting best practicesMaintain awareness of market trends, products, market participants and competitive practicesAbility to articulate the department's value propositionAssist in developing annual business goals for assigned agents/producers; responsible for analyzing results and maintaining accountability of agency partners within the departmentImplement block renewal strategies using pricing tools, producer analytics, and intel from CFSL sales personnelMake independent decisions within underwriting letter of authority and maintains proper file documentationManage assigned workload to meet productivity requirements and achieve annual business goalsDevelop sound Specific and Aggregate Stop Loss pricing recommendations for both prospective and in-force Employer Stop Loss accounts using multiple tools according to underwriting guidelines, including medical evaluations of ongoing large claimsAccountable for profitability of your portfolio of business and all risk-based decisions; proactively take steps to manage profitability, persistency and growth.Consult with sales team to formulate a successful sales strategyComplete facultative approvals for less tenured underwriters and mentor when necessaryMaintain strategic relationships with sales, brokers, third-party administrators (TPAs), and other Model high performance culture as a sales oriented, technically strong underwriter.Other duties as assignedWhat YOU will bring to C&F:Adept decision-making skillsEffective relationship-building and interpersonal skillsStrong verbal and written communication skillsService and sales orientationExcellent organizational and time management skills with ability to multi-task with an emphasis on quality and customer serviceEffective negotiation and influencing skillsRequirements:Bachelor's degree from an accredited college or university or equivalent experience6+ years of related work experience, preferably in underwriting and/or sales Well-developed knowledge of Employer Stop LossStrong knowledge of underwriting philosophy, techniques, state and federal filing regulations and guidelinesStrong computer skills and Microsoft Office skills including Outlook, Word, Excel and PowerPointKnowledge of Connexure a plusIndustry designations applicable to area of specialization a plusWillingness to travel multiple times per year to develop relationshipsWhat C&F will bring to youWe value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $64,700 to a maximum of $121,600. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.Flexible work arrangements.Competitive compensation package. Generous 401K employer match.Employee Stock Purchase plan with employer matching.Generous Paid Time Off.Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeingA core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.A dynamic, ambitious, fun and exciting work environment.A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.#LI-JA1#LI-RemoteJob SummaryJob ID: 2026-5068Category: UnderwritingType: RegularDivision: A&H