Fullstack Engineer

About The Role Koalafi is building a net-new Non-Prime Installment Loan product — a greenfield initiative that expands our financing options for customers who don’t fit traditional prime credit profiles. This is a meaningful product with real impact: more customers funded, more merchants closing sales they'd otherwise lose. What You’ll Do Build and Deliver Implement microservices and event‑driven workflows to integrate Koalafi’s systems with a third‑party loan servicing platform Build and maintain REST APIs that support loan origination, payment processing, and customer servicing operations Navigate and contribute to existing internal services where the NPIL product intersects with current Koalafi systems — reading unfamiliar code, understanding its intent, and making clean, well‑scoped changes Develop frontend components in React/TypeScript to support customer‑facing and internal tooling as needed Write code that is testable, observable, and built to last — not just built to ship Collaborate and Contribute Work closely with the Tech Lead on system design and integration architecture Partner with Product and Compliance to understand requirements and translate them into reliable, compliant implementations Participate in code reviews — both giving and receiving feedback with the goal of raising the bar, not just checking a box Engage actively in sprint ceremonies: planning, retros, standups — contribute to the team’s rhythm, not just your own ticket Maintain and Improve Implement monitoring and alerting at integration points so issues surface before customers notice them Support audit logging and data reconciliation requirements inherent to a regulated financial product Identify and flag technical risk early — bad news early is always better than bad news late Leverage AI development tools to move faster and stay consistent with team patterns About You 2–4 years of professional software engineering experience Hands‑on experience building backend services in Golang Working knowledge of REST APIs, patterns, API authentication including bearer tokens and OAuth flows and API Testing tools like Postman, Experience building or contributing to frontend applications; React/TypeScript preferred Familiarity with AWS, Kubernetes, and cloud‑native deployment patterns Familiarity with observability concepts and tools like Dynatrace Familiarity with AGILE/Scrum principles, ceremonies and JIRA Solid testing instincts — unit, integration, and contract testing aren’t afterthoughts for you Comfort navigating and contributing to unfamiliar codebases — not just greenfield builds Strong communication skills: you can explain what you’re building and why, not just how Location Requirement: This position requires regular in‑person attendance at one of our two office locations (Richmond, VA or Arlington, VA). Candidates must already be located within a commutable distance to either location, as relocation assistance is not available at this time Preferred Requirements Experience with event‑driven or asynchronous messaging patterns Background in fintech, lending, payments, or other financial services Familiarity with third‑party financial platforms (LoanPro, Peach, Amount, or similar) Experience with feature flags and gradual rollout strategies Interest in leveraging AI tools to accelerate development velocity Secret Management using AWS Secret Manager Benefits Comprehensive medical, dental, and vision coverage 20 PTO days + 11 paid holidays 401(k) retirement with company matching Student Loan & Tuition Reimbursement Commuter assistance Parental leave (maternal + paternal) Inclusion and Associate Engagement Programs #J-18808-Ljbffr