Commercial Credit Analyst

Are you ready to take your analytical skills to the next level? As a Commercial Credit Analyst you'll be in-office at our Ottumwa Richmond location, you'll dive into the dynamic world of finance and help shape the future of local businesses. You'll collaborate with passionate colleagues, utilizing innovative tools to evaluate creditworthiness and drive economic growth in our community. Your insights will impact key financial decisions, making you an essential player in our mission to empower members and foster prosperity. Every day offers new challenges that will sharpen your problem‑solving abilities and enhance your customer‑centric approach. Benefits package includes: Medical, Vision, Dental, Flexible Spending Account, Education Reimbursement, Life Insurance, PTO, Paid Volunteer Time, Sick Time, and an amazing 401K plan (10% company contribution). C1st is proud to consistently be rated as a Top Workplace in Iowa . What would you do as a Commercial Credit Analyst? As a new Commercial Credit Analyst at Community 1st Credit Union, your day‑to‑day responsibilities will be both engaging and impactful. You'll begin by reviewing loan applications and assessing potential risks, using your analytical skills to evaluate financial statements and credit reports. Collaborating closely with loan officers, you'll provide insights and recommendations that drive informed lending decisions. Regular communication will be critical when gathering detailed information and clarifying any questions to ensure a seamless application process. Additionally, you'll support the development of innovative financial solutions tailored to meet customer needs. Your ability to work with precision and integrity will contribute to our reputation for excellence as you assist in the overall growth of our credit union. Requirements for this Commercial Credit Analyst job To thrive as a Commercial Credit Analyst at Community 1st Credit Union, you'll need a robust blend of analytical and interpersonal skills. A strong grasp of financial concepts, including risk assessment and creditworthiness evaluation, is essential to make sound recommendations. Attention to detail is critical, as meticulous analysis of financial documents can significantly impact lending decisions. Additionally, effective communication skills are necessary for conveying complex information clearly and building rapport. Problem‑solving abilities will enable you to navigate challenges and identify innovative solutions tailored to member needs. A member‑centric mindset will ensure that you prioritize member satisfaction while maintaining integrity throughout the process. An eagerness to learn, coupled with a passion for the financial industry, will drive your success and contribute to the high‑performance culture at Community 1st Credit Union. Are you ready for an exciting opportunity? At C1st, employees are not only encouraged to get involved in their communities – but they are also actively supported, as C1st offers paid volunteer time for all employees. If you're looking to join a team that makes a difference both at work and in the community, C1st is the place for you. Apply now and embark on a fulfilling career journey with us! #J-18808-Ljbffr